81 Mount Pleasant Ave, #2, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 81 Mount Pleasant Ave, #2, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,010 sqft · built 1920
Lot Size	0.137 acres (5,989 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Jan 2021)
Tax Bill	$4,163 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0064 B:0005 L:0002`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0064 B:0005 L:0002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,010 sqft Living Area
Gross Area	1,346 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,989 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	81 MOUNT PLEASANT AVE, 2
City	GLOUCESTER
State	MA
Zip	01930-4330
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-10
Legal Block	5
Legal Lot Number	2
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1005
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Gloucester Square Historic District listed 1996 · 254 contributing resources · NRIS 96000471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

81 Mount Pleasant Ave, #2 is owned and occupied by an individual who bought it in January 2021.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	81 MOUNT PLEASANT AVE, 2, GLOUCESTER, MA 01930-4330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2024	Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER (GLOUCESTER COOP BANK)
Nov 13, 2019	Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK
Jan 8, 2021	Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Oct 26, 2018	Condominium Deed, Transfer · Conventional Mortgage FIRST PRIORITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Book / Page	39390 / 542
Transfer Doc	0037106-36
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	81 MOUNT PLEASANT AVE # 2, 2, GLOUCESTER, MA 01930-4330
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042483-167
Date	Dec 13, 2024
Book Page	42483/167
Instrument	20241213000400

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	81 MOUNT PLEASANT AVE # 2, 2, GLOUCESTER, MA 01930-4330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38020-553
Date	Nov 13, 2019
Book Page	38020/553
Instrument	20191113001420

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 12, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 8, 2021
Property Address	81 MOUNT PLEASANT AVE # 2, 2, GLOUCESTER, MA 01930-4330
Document Number	039390-542
Book / Page	39390 / 542
Instrument Date	Jan 6, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MOUNT PLEASANT AVE # 2, 2, GLOUCESTER, MA 01930-4330

Mortgage

Document Number	0039390544
Date	Jan 8, 2021
Instrument	39390/544

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 26, 2018
Property Address	81 MOUNT PLEASANT AVE # 2, 2, GLOUCESTER, MA 01930-4330
Document Number	37106-36
Book / Page	037106 / 000036
Instrument Date	Oct 26, 2018
Instrument	26001380
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MOUNT PLEASANT AVE #2 GLOUCESTER MA 019304330, 2, GLOUCESTER, MA 01930-4330

Mortgage

Document Number	37106-38
Date	Oct 26, 2018
Book Page	037106/000038
Instrument	26001390

Lender

Name	FIRST PRIORITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 81 Mount Pleasant Ave, #2 was $4,163, up 6.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,163.00 (+6.55%)	$447,100 (+11.22%) Building $447,100	$406,516
2025	$3,907.00 (+6.63%)	$402,000 (+6.74%) Building $402,000
2024	$3,664.00 (+4.27%)	$376,600 (+13.5%) Building $376,600	$431,300
2023	$3,514.00	$331,800 Building $331,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Mount Pleasant Ave, #2 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Mount Pleasant Ave, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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