81 Mitchell St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 81 Mitchell St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1900
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Oct 2020)
Tax Bill	$4,744 (2026)
Deeds & Mortgages	Dec 2022 Refinance Oct 2020 Sale & Mortgage
APN	`381700 111.84-1-2`

Property Details

APN / Parcel Number

Primary APN	`381700 111.84-1-2`
Alternative APN	`0605000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	85 ft deep x 195 ft wide
Porch	Slab
Porch Area	282 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0605000
Street Address	81 MITCHELL ST
City	TROY
State	NY
Zip	12180-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Description	1 STY FRM HSE 9-98/86-87
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3000
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 MITCHELL ST, TROY, NY 12180-6309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION
Oct 29, 2020	Warranty Deed, Transfer · FHA Mortgage PREMIUM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jan 8, 2008 · Amount on Record
Deed Document Number	2020577082
Deed Book / Page	9336 / 127
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	81 MITCHELL ST, TROY, NY 12180-6309
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102800146
Date	Dec 28, 2022
Book Page	10280/146
Instrument	2022-621840

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2037

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 29, 2020
Property Address	81 MITCHELL ST, TROY, NY 12180-6309
Document Number	0000577082
Book / Page	009336 / 000127
Instrument Date	Sep 30, 2020
Instrument	577082
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	MARKET TITLE SERVICES LLC, MARKET TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 BIRDS HILL RD AVERILL PARK NY 120184703, AVERILL PARK, NY 12018-4703

Mortgage

Document Number	577083
Date	Oct 29, 2020
Book Page	009336/000132
Instrument	577083

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,744.00 (+8.88%)
2025	$4,357.00 (+21.74%)	$79,000 (-) Land $27,300 Building $51,700	$135,300 (+19.84%) Land $46,756 Building $88,544
2023		$79,000 (-) Land $27,300 Building $51,700	$112,900 (+8.61%) Land $39,015 Building $73,885
2022	$3,579.00	$79,000 Land $27,300 Building $51,700	$103,947 Land $35,921 Building $68,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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