Chenango County and Norwich City property record for 81 Mitchell St, Norwich, NY 13815
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,004 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,500 (Apr 2009) |
| Tax Bill | $1,560 (2026) |
| Deeds & Mortgages | May 2022 Refinance May 2022 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 081100 136.42-1-24 |
| Primary APN | 081100 136.42-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 1,004 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 160 ft deep x 47 ft wide |
| Porch | Porch |
| Porch Area | 230 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0651150 |
|---|---|
| Street Address | 81 MITCHELL ST |
| City | NORWICH |
| State | NY |
| Zip | 13815-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | NORWICH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970400 |
81 Mitchell St is owned and occupied by an individual who acquired it in April 2022.
Source: Chenango County and Norwich City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 MITCHELL ST, NORWICH, NY 13815-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| May 4, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2009 · Amount on File |
| Deed Sale | Apr 22, 2009 · Amount on File |
| Prior Sale | Jul 15, 2005 · Amount on File |
| Deed Book / Page | 2009 / 592 |
| Last Transfer Date | Apr 6, 2022 |
| Transfer Doc | 0000000745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 81 MITCHELL ST, NORWICH, NY 13815-1541 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2022000000956 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 20220-00000956 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | May 4, 2022 |
| Property Address | 81 MITCHELL ST, NORWICH, NY 13815-1541 |
| Document Number | 2022000000745 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 20220-00000745 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 MITCHELL ST, NORWICH, NY 13815-1541 |
The 2026 property tax bill for 81 Mitchell St was $1,560 with a homeowner's exemption, up 0.6% from the year before.
Source: Chenango County and Norwich City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| Municipality | Norwich City |
| Unified School District | Norwich City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,560.00 (+0.65%) Homeowner's exemption | ||
| 2025 | $1,550.00 | $25,000 Land $5,300 Building $19,700 | $54,348 Land $11,522 Building $42,826 |
| 2023 | $25,000 Land $5,300 Building $19,700 | $49,020 Land $10,392 Building $38,628 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 81 Mitchell St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 31 (1979–2011) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Mitchell St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWICH CITY serves 8,000 people · EPA ID NY0801745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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