81 Merrifield St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 81 Merrifield St, Worcester, MA 01605

Property Summary

Property Type	Apartments (5+ Units)
Details	11 bd · 4 ba · 4,374 sqft · built 1910
Lot Size	0.12 acres (5,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$852,500 (Jun 2025)
Tax Bill	$9,316 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-011-00004`

Property Details

APN / Parcel Number

Primary APN	`16-011-00004`
Alternative APN	`WORC M:16 B:011 L:00004`

Interior

Bedrooms	11 Beds
Full Baths	4 Baths
Total Rooms	19 Rooms
Units	4 Units
Stories	4 Stories
Building Area	4,374 sqft Living Area
Gross Area	5,643 sqft
1st Floor Area	1,170 sqft
Attic	Attic
Attic Area	1,350 sqft
Basement Area	495 sqft
Unfinished Basement	495 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,229 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16-011-00004
Street Address	81 MERRIFIELD ST
City	WORCESTER
State	MA
Zip	01605-2998
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3000
Census Tract	731802

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust · Conventional Mortgage LEADER BANK NA
Jun 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage SALEM FIVE CENTS SAVINGS BANK
Jun 17, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jan 11, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Apr 24, 2023	Quit Claim Deed, Transfer · Commercial Mortgage SALEM FIVE CENTS SAVINGS BANK
Dec 28, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LEOMINSTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jan 11, 2024 · Amount on Record
Deed Document Number	202549023
Deed Book / Page	72131 / 315
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Apr 7, 2026
Property Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998
Document Number	0073415-93
Book / Page	73415 / 93
Instrument Date	Apr 6, 2026
Instrument	2026446
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998

Mortgage

Document Number	0000000446,
Date	Apr 7, 2026
Book Page	73415/93
Instrument	2026446

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069214-74
Date	Jun 5, 2023
Book Page	69214/74
Instrument	43403

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 17, 2025
Property Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998
Document Number	072131-315
Book / Page	72131 / 315
Instrument Date	Jun 17, 2025
Instrument	49023
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998

Mortgage

Document Number	0000049024
Date	Jun 17, 2025
Instrument	49024

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 11, 2024
Property Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998
Document Number	070087-299
Book / Page	70087 / 299
Instrument Date	Jan 10, 2024
Instrument	2631
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998

Mortgage

Document Number	0000002632
Date	Jan 11, 2024
Instrument	2632

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Type Change Date	Feb 1, 2031
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 24, 2023
Property Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998
Document Number	069054-269
Book / Page	69054 / 269
Instrument Date	Apr 24, 2023
Instrument	31102
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MOUNT VERNON ST, MALDEN, MA 02148-2853

Mortgage

Document Number	0000031103
Date	Apr 24, 2023
Instrument	31103

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 28, 2021
Property Address	81 MERRIFIELD ST, WORCESTER, MA 01605-2998
Document Number	066838-228
Book / Page	66838 / 228
Instrument Date	Dec 28, 2021
Instrument	181392
Transaction Type	Transfer
Record Updated	Aug 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LAKE SHORE DR S, WESTFORD, MA 01886-1624

Mortgage

Document Number	0000181393
Date	Dec 28, 2021
Instrument	181393

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,316.00 (+20.04%)	$701,500 (+19.22%) Land $78,900 Building $622,600
2025	$7,761.00 (+10.05%)	$588,400 (+19.64%) Land $75,100 Building $513,300
2023	$7,052.00	$491,800 Land $40,900 Building $450,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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