81 Mellon Rd, Warwick, RI 02889 Property Records

Warwick City property record for 81 Mellon Rd, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,518 sqft · built 1977
Lot Size	0.539 acres (23,497 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (Apr 2018)
Tax Bill	$5,513 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35006140000`

Property Details

APN / Parcel Number

Primary APN	`35006140000`
Alternative APNs	`WARW M:350 B:0614 L:0000` `118297227`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	3,675 sqft
1st Floor Area	1,518 sqft
Basement Area	1,222 sqft
Unfinished Basement	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,497 sqft (0.539 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	118297227
Street Address	81 MELLON RD
City	WARWICK
State	RI
Zip	02889-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	614
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2005
Census Tract	21800

Owner

81 Mellon Rd is owned and occupied by an individual who bought it in April 2018.

Source: Warwick City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	81 MELLON RD, WARWICK, RI 02889-8231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · ARM HOME LOAN AND INVESTMENT BANK FSB
Jul 16, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2018	Warranty Deed, Transfer HOME LN & INVEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	May 29, 2009 · Amount on File
Deed Book / Page	9041 / 276
Transfer Doc	9092-75
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	81 MELLON RD, WARWICK, RI 02889-8231
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9666-270
Date	Nov 12, 2020
Book Page	9666/270
Instrument	17890

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 16, 2018
Property Address	81 MELLON RD, WARWICK, RI 02889-8231
Document Number	9092-75
Book / Page	009092 / 000075
Instrument Date	Jul 11, 2018
Instrument	9783
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MELLON RD WARWICK RI 028898231, WARWICK, RI 02889-8231

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 30, 2018
Property Address	81 MELLON RD, WARWICK, RI 02889-8231
Document Number	9041-276
Book / Page	9041 / 276
Instrument	5668
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	90410281
Date	Apr 30, 2018
Instrument	09041/0281

Lender

Name	HOME LN & INVEST BK

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 81 Mellon Rd was $5,513.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,513.00	$434,100 Land $126,000 Building $308,100
2024			$413,915
2023	$5,351.00 (+1.63%)	$377,100 (+34.15%) Land $109,500 Building $267,600
2022	$5,265.00	$281,100 Land $80,200 Building $200,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Mellon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1979–2010)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 Mellon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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