81 Mathews Bnd, Ecru, MS 38841 Property Records

Pontotoc County property record for 81 Mathews Bnd, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,450 sqft · built 1998
Lot Size	5.55 acres (242,194 sqft)
Owner	Company Name on Record
Tax Bill	$3,465 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-12-000-023.02`

Property Details

APN / Parcel Number

Primary APN	`061-12-000-023.02`
Alternative APN	`16124`

Interior

Full Baths	1 Bath
Building Area	2,450 sqft Living Area
2nd Floor Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	242,194 sqft (5.55 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16124
Street Address	81 MATHEWS BND
City	ECRU
State	MS
Zip	38841-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.56 AC PT SE1/4 SW1/4 678-469 9/10/97 20141069 2/28/14 20224577 11/7/22 662 322 1217
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	81 MATHEWS BND, ECRU, MS 38841-9695
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 10, 2024	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 6, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 7, 2022	Deed of Trust, Mortgage · FHA Mortgage NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2014
Deed Sale	Feb 28, 2014
Deed Document Number	2014001069
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	81 MATHEWS BND, ECRU, MS 38841-9695
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MATHEWS BND, ECRU, MS 38841-9695

Mortgage

Document Number	2025003676
Date	Sep 29, 2025
Instrument	2025003676

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Dec 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	81 MATHEWS BND, ECRU, MS 38841-9695
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MATHEWS BND, ECRU, MS 38841-9695

Mortgage

Document Number	2024000075
Date	Jan 10, 2024
Instrument	2024000075

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	81 MATHEWS BND, ECRU, MS 38841-9695
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MATHEWS BND, ECRU, MS 38841-9695

Mortgage

Document Number	2023003828
Date	Sep 6, 2023
Instrument	2023003828

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Dec 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	81 MATHEWS BND, ECRU, MS 38841-9695
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 WHEELER BROWN ROAD, FULTON, MS 38843

Mortgage

Document Number	2022004578
Date	Nov 7, 2022
Instrument	2022004578

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Due	Dec 1, 2002

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,465.00	$27,103 (-)	$180,687 (-) Land $15,200 Building $165,487
2023	$3,465.00	$27,103	$180,687 Land $15,200 Building $165,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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