81 Marble Dr, Rocky Point, NC 28457 Property Records

Pender County property record for 81 Marble Dr, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,653 sqft · built 2008
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Mar 2026)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3256-27-8200-0000`

Property Details

APN / Parcel Number

Primary APN	`3256-27-8200-0000`
Alternative APNs	`400977987` `977987`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,653 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	400977987
Street Address	81 MARBLE DR
City	ROCKY POINT
State	NC
Zip	28457-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L3 PB 47/58 CAMBER WOODS SURVEY
Legal Subdivision	CAMBER WOODS SUB
Jurisdiction	PENDER NC
Township / Civil Division	HOLLY
Census Block Group	2
Census Block	2007
Census Tract	920203

Owner

81 Marble Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Pender County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Document Number	202620153988
Deed Book / Page	4888 / 1621
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446

Mortgage

Document Number	0047822927
Date	Mar 21, 2022
Book Page	4782/2927

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 31, 2026
Property Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446
Document Number	0048881621
Book / Page	4888 / 1621
Map Reference	MB 47 PG 58
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 CAPITAL DR STE 111, 111, WILMINGTON, NC 28405-6487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446

Mortgage

Document Number	0048881623
Date	Mar 31, 2026
Instrument	4888/1623

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.52%
Max Rate At Change	7.52%
Index	5-Year CMT
Max Rate	11.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047200975
Date	Aug 5, 2020
Book Page	4720/975

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 27, 2017
Property Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446
Document Number	0046550701
Book / Page	4655 / 0701
Map Reference	MB47 PG58
Instrument Date	Nov 27, 2017
Instrument	4655-0701
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 CREAMERY WAY STE 100, 444, EXTON, PA 19341-2534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MARBLE DR, ROCKY POINT, NC 28457-9446

Mortgage

Document Number	46550703
Date	Nov 27, 2017
Instrument	4655-0703

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 81 Marble Dr was $1,889.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00	$365,625 Land $17,447 Building $348,178	$365,625 Land $17,447 Building $348,178
2023		$181,632 (-) Land $26,100 Building $155,532	$181,632 (-) Land $26,100 Building $155,532
2022	$1,741.00	$181,632 Land $26,100 Building $155,532	$181,632 Land $26,100 Building $155,532

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 81 Marble Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Marble Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Focus Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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