Branch County property record for 81 Maple Ln, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,797 sqft · built 1965 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (May 2026) |
| Tax Bill | $4,646 (2025) |
| Deeds & Mortgages | Feb 2013 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-000-000-161-00 |
| Primary APN | 303-000-000-161-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,797 sqft Living Area |
| 1st Floor Area | 1,797 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 396 sqft |
| Street Address | 81 MAPLE LN |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 EXC E 8 FT ALSO E 55 FT LOT 28 FAIRFIELD PARK ADDITION |
| Legal Subdivision | FAIRFIELD PARK ADD |
| Legal Lot Number | 28-29 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 951500 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 CAROL CT, COLDWATER, MI 49036-1559 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Feb 6, 2013 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage STURGIS BANK AND TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jul 1, 1996 · Amount on Record |
| Deed Document Number | 20263222 |
| Prior Transfer Date | Jan 7, 2013 |
| Prior Transfer Doc | 201300166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 81 MAPLE LN, COLDWATER, MI 49036-1112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201300884 |
|---|---|
| Date | Feb 6, 2013 |
| Instrument | 2013-00884 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 27, 2026 |
| Property Address | 81 MAPLE LN, COLDWATER, MI 49036-1112 |
| Document Number | 0000003222 |
| Instrument Date | May 22, 2026 |
| Instrument | 20263222 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247,551.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CAROL CT, COLDWATER, MI 49036-1559 |
| Document Number | 0000003223, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20263223 |
| Name | STURGIS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,300 (+4.77%) | $320,600 (+4.77%) | |
| 2025 | $4,646.00 (+3.68%) | $153,000 | $306,000 |
| 2024 | $4,481.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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