81 Maple Ave, Locust Valley, NY 11560 Property Records

Nassau County and Oyster Bay Town property record for 81 Maple Ave, Locust Valley, NY 11560

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,186 sqft · built 1947
Lot Size	0.175 acres (7,626 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Aug 2006)
Tax Bill	$16,475 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-M03-00-0006`

Property Details

APN / Parcel Number

Primary APN	`29-M03-00-0006`
Alternative APNs	`2900M030006000000000` `2489-29-M-03-0006-0` `282489 29.-M03-6` `29 M0300060`

Interior

Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	700 sqft
Basement Area	100 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	7,626 sqft (0.175 acres)
Lot Dimensions	123 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29 M0300060
Street Address	81 MAPLE AVE
City	LOCUST VALLEY
State	NY
Zip	11560-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 004
Legal Subdivision	MIDWAY PK/LOCUST VLY
Legal Block	M03
Legal Lot Number	6
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	1
Census Block	1009
Census Tract	517802

Owner

81 Maple Ave is owned and occupied by two individuals who bought it in August 2006.

Source: Nassau County and Oyster Bay Town records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 MAPLE AVE, LOCUST VALLEY, NY 11560-2007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2006 · Amount on File
Deed Sale	Aug 21, 2006 · Amount on File
Prior Sale	Aug 31, 2005 · Amount on File
Deed Book / Page	12160 / 408
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Recording Date	Aug 6, 2026
Property Address	81 MAPLE AVE, LOCUST VALLEY, NY 11560-2007
Document Number	0000052861
Book / Page	48591 / 108
Instrument Date	Jul 14, 2026
Instrument	202652861
Transaction Type	Mortgage
Record Updated	Oct 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 MAPLE AVE, LOCUST VALLEY, NY 11560-2007

Mortgage

Document Number	0000052861,
Date	Aug 6, 2026
Book Page	48591/108
Instrument	202652861

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 81 Maple Ave was $16,475.

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Unified School District	Locust Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640 Land $273 Building $367	$640,000
2025	$16,475.00
2023	$15,812.00 Additional exemption filed	$668 Land $285 Building $383	$668,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 Maple Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Maple Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCUST VALLEY WD public/private · serves 7,500 people · EPA ID NY2902833
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300