81 Manchester Rd, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 81 Manchester Rd, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 955 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$195,700 (Mar 2017)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Feb 2023 Refinance Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:68 L:47`

Property Details

APN / Parcel Number

Primary APN	`STAN M:68 L:47`
Alternative APN	`L2328R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	955 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	955 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L2328R
Street Address	81 MANCHESTER RD
City	STEEP FALLS
State	ME
Zip	04085-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	47
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1016
Census Tract	17004

Owner

81 Manchester Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 MANCHESTER RD, STEEP FALLS, ME 04085-6821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jan 26, 2023	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Dec 4, 2009 · Amount on File
Deed Document Number	201713214
Deed Book / Page	33896 / 21
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	81 MANCHESTER RD, STEEP FALLS, ME 04085-6821
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399800035
Date	Feb 9, 2023
Book Page	39980/35
Instrument	4170

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	81 MANCHESTER RD, STEEP FALLS, ME 04085-6821
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399610089
Date	Jan 26, 2023
Book Page	39961/89
Instrument	2726

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	81 MANCHESTER RD, STEEP FALLS, ME 04085-6821
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0393500203
Date	Apr 19, 2022
Book Page	39350/203
Instrument	20403

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 81 Manchester Rd was $3,489, up 3.8% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,489.00 (+3.78%)	$281,400 (+5.47%) Land $68,800 Building $212,600
2024	$3,362.00 (+4.87%)	$266,800 (+15.25%) Land $63,600 Building $203,200
2023	$3,206.00 (+8.6%)	$231,500 (+13.31%) Land $53,100 Building $178,400
2022	$2,952.00	$204,300 Land $47,000 Building $157,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 81 Manchester Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Manchester Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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