Hancock County and Gouldsboro Town property record for 81 Main St, Prospect Harbor, ME 04669
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,444 sqft · built 1963 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,100 (Dec 2025) |
| Tax Bill | $2,604 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GOUL M:038 L:011 |
| Primary APN | GOUL M:038 L:011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Account Number | 1766 |
|---|---|
| Street Address | 81 MAIN ST |
| City | PROSPECT HARBOR |
| State | ME |
| Zip | 04669-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 11 |
| Jurisdiction | GOULDSBORO ME |
| Township / Civil Division | GOULDSBORO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 965800 |
81 Main St is owned and occupied by an individual who bought it in December 2025.
Source: Hancock County and Gouldsboro Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 MAIN ST, PROSPECT HARBOR, ME 04669-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage FRANKLIN SAVINGS BANK (MAINE) |
| Dec 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN SAVINGS BANK (MAINE) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2025 · Amount on File |
| Deed Sale | Dec 26, 2025 · Amount on File |
| Deed Book / Page | 7425 / 496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOULDSBORO ME |
| Property Address | 81 MAIN ST, PROSPECT HARBOR, ME 04669-5002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0074300558 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 7430/558 |
| Instrument | 2026000986 |
| Name | FRANKLIN SAVINGS BANK (MAINE) |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOULDSBORO ME |
| Recording Date | Dec 26, 2025 |
| Property Address | 81 MAIN ST, PROSPECT HARBOR, ME 04669-5002 |
| Document Number | 0074250496 |
| Book / Page | 7425 / 496 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2025016988 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 MAIN ST, PROSPECT HARBOR, ME 04669-5002 |
| Document Number | 2025016989 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025016989 |
| Name | FRANKLIN SAVINGS BANK (MAINE) |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jan 1, 2036 |
| Index | 3-Year CMT |
The 2025 property tax bill for 81 Main St was $2,604, up 6.2% from the year before.
Source: Hancock County and Gouldsboro Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Gouldsboro Town |
| Unified School District | Regional School Unit 24 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,604.00 (+6.2%) | $217,000 (+27.42%) Land $70,300 Building $146,700 |
| 2024 | $2,452.00 | $170,300 Land $55,100 Building $115,200 |
| 2022 | $2,086.00 | $170,300 Land $55,100 Building $115,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 81 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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