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81 Main St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 81 Main St, Ossining, NY 10562

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,584 sqft · built 1880
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$393,500 (Jan 2020)
Tax Bill$423 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN554203 89.19-6-20

Property Details

APN / Parcel Number

Primary APN554203 89.19-6-20
Alternative APN
  • 55420300311 025 011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,584 sqft Total Area
1st Floor Area1,152 sqft
Upper Floors Area432 sqft
Basement Area320 sqft
Finished Basement320 sqft
Unfinished Basement320 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialStucco
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions110 ft deep x 30 ft wide
PorchOpen Porch
Porch Area256 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address81 MAIN ST
CityOSSINING
StateNY
Zip10562-4620
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block6
Legal Lot Number20.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group2
Census Block2002
Census Tract13301

Owner

Source: Westchester County and Ossining Town records · APN 554203 89.19-6-20

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address81 MAIN ST, OSSINING, NY 10562-4620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 08, 2020Bargain and Sale Deed, Transfer
FLATIRON ABSTRACT LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2020 · Amount on Record
Deed SaleJan 08, 2020 · Amount on Record
Deed Document Number2020600023029
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address81 MAIN ST, OSSINING, NY 10562-4620
Transaction TypeMortgage
Record UpdatedDec 30, 2025
Title CompanyOMINI TITLE AGENCY, OMNI TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 MAPLE CREST DR, PEEKSKILL, NY 10566-2519

Mortgage

Document Number0653513205
DateDec 18, 2025
Instrument653513205
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Prepayment Penalty00 Months

January 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJan 08, 2020
Property Address81 MAIN ST, OSSINING, NY 10562-4620
Document Number0600023029
Instrument DateJan 02, 2020
Instrument600023029
Transaction TypeTransfer
Record UpdatedMay 06, 2022
Title CompanyFLATIRON ABSTRACT LLC

Transaction

AmountAmount Recorded
Tax$1,574.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address81 MAIN ST, 81, OSSINING, NY 10562-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address2246 PALMER AVE APT 3G, 3G, NEW ROCHELLE, NY 10801-3031

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$423.00$575,700 (-0.23%) Land $221,000 Building $354,700$575,700 (-0.23%) Land $221,000 Building $354,700
2024$577,000 (+7.09%) Land $98,900 Building $478,100$577,000 (+7.09%) Land $98,900 Building $478,100
2023$538,800 Land $98,900 Building $439,900$538,800 Land $98,900 Building $439,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190133012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1991–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

Based on FCC filings for 616 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903451, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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