81 Main St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 81 Main St, Millburn, NJ 07041

Property Summary

Property Type	Commercial
Lot Size	0.142 acres (6,172 sqft)
Owner	Individual Name on File
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`12-00802-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`12-00802-0000-00001`
Alternative APNs	`120080200001` `07041`

Exterior

Lot Area	6,172 sqft (0.142 acres)
Lot Dimensions	63 ft deep x 98 ft wide

Location & Zoning

Street Address	81 MAIN ST
City	MILLBURN
State	NJ
Zip	07041
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	98X63
Legal Block	802
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	1
Census Block	1012
Census Tract	20300

Owner

81 Main St, a commercial property, is owned by an individual.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	75 MAIN ST, MILLBURN, NJ 07041-1367
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION COUNTY SAVINGS BANK
Jan 31, 2020	Loan Modification, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 10, 2026
Property Address	81 MAIN ST, MILLBURN, NJ 07041
Document Number	0000052509
Instrument Date	Jul 27, 2026
Instrument	202652509
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	PRESTIGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership, 283
Address	48 ROLLING HILL DR, CHATHAM, NJ 07928-1644

Mortgage

Document Number	0000052509,
Date	Aug 10, 2026
Instrument	202652509

Lender

Name	UNION COUNTY SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	81 MAIN ST, MILLBURN, NJ 07041
Document Number	0000019410
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	FOUNDATION TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	75 MAIN ST #201 MILLBURN NJ 070411322, 201, MILLBURN, NJ 07041-1322

Mortgage

Document Number	0000019410
Date	Feb 20, 2020
Instrument	19410

Lender

Name	TD BK NA
Type	Bank
Address	1068 STELTON RD, PISCATAWAY, NJ 08854-4330

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81 Main St was $5,360, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,500 (-) Land $246,600 Building $18,900	$265,500 (-) Land $246,600 Building $18,900
2025	$5,360.00 (+1.86%)	$265,500 Land $246,600 Building $18,900	$265,500 Land $246,600 Building $18,900
2024	$5,262.00
2023		$265,500 Land $246,600 Building $18,900	$265,500 Land $246,600 Building $18,900
2022	$5,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	51 (1978–2023)
Claims Outside the SFHA	27 of 51
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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