81 Main St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 81 Main St, Cold Spring, NY 10516

Property Summary

Property Type	Townhouse
Details	2,856 sqft · built 1870
Lot Size	0.049 acres (2,125 sqft)
Owner	Company Name on Record
Last Sale	$660,000 (Nov 2023)
Tax Bill	$11,343 (2024)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`372601 48.12-2-35`

Property Details

APN / Parcel Number

Primary APN	`372601 48.12-2-35`
Alternative APNs	`260104801200020350000000` `703125`

Interior

Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	4,492 sqft
Basement Area	1,636 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Townhouse
Lot Area	2,125 sqft (0.049 acres)
Lot Dimensions	85 ft deep x 25 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	703125
Street Address	81 MAIN ST
City	COLD SPRING
State	NY
Zip	10516-2810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R10
Legal Block	2
Legal Lot Number	35.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2016
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	451 MAIN ST, BEACON, NY 12508-7309
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	20236662
Deed Book / Page	2339 / 170
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 20, 2023
Property Address	81 MAIN ST, COLD SPRING, NY 10516-2810
Document Number	0023390170
Book / Page	2339 / 170
Instrument Date	Nov 9, 2023
Instrument	6662-2023
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	NOT AVAILABLE, ROMBOUT ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 MAIN ST, COLD SPRING, NY 10516-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 MAIN ST, BEACON, NY 12508-7309

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,700 (-) Land $22,900 Building $165,800	$615,259 (+10.08%)
2024	$11,343.00	$188,700 (+17.13%) Land $22,900 Building $165,800	$558,945 (+22.2%)
2023		$161,100 (-) Land $22,900 Building $138,200	$457,411 (+11.73%) Land $65,020 Building $392,391
2022		$161,100 Land $22,900 Building $138,200	$409,403 Land $58,196 Building $351,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 2 condo units
Nearby Flood Claims	29 (1992–2024)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 12 claims Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20