81 Lorberta Ln, Waterford, MI 48328 Property Records

Oakland County property record for 81 Lorberta Ln, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 1955
Lot Size	0.232 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Nov 2021)
Tax Bill	$38 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-276-040`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-276-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,475 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,149 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	81 LORBERTA LN
City	WATERFORD
State	MI
Zip	48328-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 1 LOT 20
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 1
Legal Lot Number	20
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3004
Census Tract	144701

Owner

Source: Oakland County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	81 LORBERTA LN, WATERFORD, MI 48328-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Nov 29, 2021	Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Dec 15, 2017	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	264386
Deed Book / Page	57120 / 44
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	81 LORBERTA LN, WATERFORD, MI 48328-3040
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12951 N PABLO ST, EL MIRAGE, AZ 85335-2396

Mortgage

Document Number	0000283404
Date	Dec 29, 2021
Book Page	57232/779
Instrument	283404

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 29, 2021
Property Address	81 LORBERTA LN, WATERFORD, MI 48328-3040
Document Number	0000264386
Book / Page	57120 / 44
Map Reference	LB 75 PG 27
Instrument Date	Nov 1, 2021
Instrument	264386
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 LORBERTA LN, WATERFORD, MI 48328-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LORBERTA LN, WATERFORD, MI 48328-3040
Investor	Possibly a Property Investor

Mortgage

Document Number	0057232779
Date	Nov 29, 2021
Instrument	57232/779

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	81 LORBERTA LN, WATERFORD, MI 48328-3040
Document Number	0000232247
Book / Page	051407 / 000835
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LORBERTA LN WATERFORD MI 483283040, WATERFORD, MI 48328-3040

Mortgage

Document Number	0000232247
Date	Dec 20, 2017
Book Page	051407/000835
Instrument	232247

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHT, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,630 (+17.02%)	$247,260 (+17.02%)
2024	$38.00 (-97.92%)
2023		$105,650	$211,300
2021	$1,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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