81 Lawyer Loop, Sturgis, KY 42459 Property Records

Union County property record for 81 Lawyer Loop, Sturgis, KY 42459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 448 sqft · built 1987
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Aug 2015)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`MU1-02-10`

Property Details

APN / Parcel Number

Primary APN	`MU1-02-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	448 sqft Adjusted Area
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Lot Dimensions	140 ft deep x 180 ft wide
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	81 LAWYER LOOP
City	STURGIS
State	KY
Zip	42459-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	81 LAWYER LOOP
Legal Subdivision	OLD COSBY RESIDENCE
Legal Tract	1
Jurisdiction	UNION KY
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2019
Census Tract	950300

Owner

Source: Union County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 LAWYER LOOP, STURGIS, KY 42459-7640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK
Jul 19, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	20151290430004
Deed Book / Page	365 / 478
Prior Transfer Date	Nov 1, 2008
Prior Transfer Doc	00333/0164
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Recording Date	Apr 16, 2026
Property Address	81 LAWYER LOOP, STURGIS, KY 42459-7640
Document Number	0000399527
Book / Page	499 / 387
Instrument Date	Apr 3, 2026
Instrument	2026399527
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LAWYER LOOP, STURGIS, KY 42459-7640

Mortgage

Document Number	0000399527,
Date	Apr 16, 2026
Book Page	499/387
Instrument	2026399527

Lender

Name	PLANTERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2036

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION KY
Recording Date	Jul 19, 2024
Property Address	81 LAWYER LOOP, STURGIS, KY 42459-7640
Document Number	00D404/283
Book / Page	D404 / 283
Instrument Date	Jul 19, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LAWYER LOOP, STURGIS, KY 42459-7640

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 (+0.3%)	$130,000 (+0.78%) Land $6,000 Building $124,000	$130,000 (+0.78%) Land $6,000 Building $124,000
2023	$1,333.00	$129,000 Land $5,000 Building $124,000	$129,000 Land $5,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS WATER WORKS serves 3,490 people · EPA ID KY1130422
Water Source	Purchased surface water from UNION COUNTY WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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