Cook County property record for 81 Lance Dr, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1967 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Nov 2019) |
| Tax Bill | $7,440 (2023) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-422-014 |
| Primary APN | 08-13-422-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,323 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 81 LANCE DR |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BRENTWOOD) (SOUTH) RESUB OF PT OF LT 6 IN OWNERS SUB OF SEC 13 SEC 13-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 13 |
| Legal Subdivision | BRENTWOOD SOUTH |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 804902 |
Source: Cook County records · APN 08-13-422-014
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 LANCE DR, DES PLAINES, IL 60016-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Apr 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Nov 13, 2019 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Deed Document Number | 201913122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 81 LANCE DR, DES PLAINES, IL 60016-2817 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0030312074 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2330312074 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 81 LANCE DR, DES PLAINES, IL 60016-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0011018012 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2111018012 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 81 LANCE DR, DES PLAINES, IL 60016-2817 |
| Document Number | 2026207281 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 81 LANCE DR DES PLAINES IL 600162817, DES PLAINES, IL 60016-2817 |
| Document Number | 2026207281 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 26207281 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 13, 2019 |
| Property Address | 81 LANCE DR, DES PLAINES, IL 60016-2817 |
| Document Number | 1931713122 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 31713122 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 LANCE DR DES PLAINES IL 600162817, DES PLAINES, IL 60016-2817 |
| Document Number | 1931713123 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 31713123 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Des Plaines City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Community Consolidated School District 59 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,000 (+19.34%) Land $7,875 Building $31,125 | $390,000 (+19.34%) Land $78,750 Building $311,250 | |
| 2023 | $7,440.00 (+4.97%) | ||
| 2022 | $7,088.00 | $32,681 Land $6,750 Building $25,931 | $326,810 Land $67,500 Building $259,310 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2017 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 382 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES PLAINES serves 60,675 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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