81 Lakeshore Dr, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 81 Lakeshore Dr, Bellingham, MA 02019

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,753 sqft · built 1977
Lot Size0.357 acres (15,564 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Nov 2017)
Tax Bill$6,430 (2026)
Deeds & MortgagesDec 2020 Refinance
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNBELL M:0074 B:0055 L:0000

Property Details

APN / Parcel Number

Primary APNBELL M:0074 B:0055 L:0000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,753 sqft Living Area
Gross Area2,912 sqft
Basement Area1,260 sqft
Finished Basement630 sqft
Unfinished Basement630 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,564 sqft (0.357 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address81 LAKESHORE DR
CityBELLINGHAM
StateMA
Zip02019-2813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block55
JurisdictionBELLINGHAM MA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2003
Census Tract443104

Owner

81 Lakeshore Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address81 LAKESHORE DR, BELLINGHAM, MA 02019-2813
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
STEARNS LENDING INC
Nov 28, 2017Quit Claim Deed, Transfer
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2017 · Amount on File
Deed SaleNov 28, 2017 · Amount on File
Prior SaleJun 30, 2008
Deed Book / Page35628 / 232
Transfer Doc035628-232
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELLINGHAM MA
Property Address81 LAKESHORE DR, BELLINGHAM, MA 02019-2813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38777-590
DateDec 22, 2020
Book Page38777/590
Instrument145483
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2051

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELLINGHAM MA
Recording DateNov 28, 2017
Property Address81 LAKESHORE DR, BELLINGHAM, MA 02019-2813
Document Number35628-232
Book / Page35628 / 232
Instrument113288
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.33
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address81 LAKESHORE DR, BELLINGHAM, MA 02019-2813

Mortgage

Document Number356280234
DateNov 28, 2017
Instrument35628/0234
Lender
NameRESIDENTIAL MTG SVCS
Agreement
AmountAmount on Record
Term360 Months
DueNov 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 81 Lakeshore Dr was $6,430, up 4% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBellingham Town
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,430.00 (+4.03%)$519,000 (+5.47%) Land $232,700 Building $285,900$570,570 (-)
2025$6,181.00 (+5.35%)$492,100 (+7.87%) Land $197,100 Building $295,000$570,570 (+2.26%)
2024$5,867.00 (+3.75%)$456,200 (+5.29%) Land $180,000 Building $276,200$557,935
2023$5,655.00$433,300 Land $171,400 Building $261,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Lakeshore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLINGHAM DPW WATER SEWER DIVISION
serves 16,556 people · EPA ID MA2025000
Water SourceGroundwater
Last State InspectionMar 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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