81 Kirk St, Salisbury, NC 28144 Property Records

Rowan County property record for 81 Kirk St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 2024
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on File
Last Sale	$254,000 (Sep 2025)
Tax Bill	$2,313 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018 155`

Property Details

APN / Parcel Number

Primary APN	`018 155`
Alternative APN	`441319500`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	678 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	14.8 ft deep x 5.8 ft wide
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	81 KIRK ST
City	SALISBURY
State	NC
Zip	28144-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10
Legal Subdivision	CONE MILLS CORPORATION
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1018
Census Tract	50202

Owner

81 Kirk St is owned and occupied by two individuals who bought it in September 2025.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 KIRK ST, SALISBURY, NC 28144-5631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage TRULIANT FCU
Jun 10, 2024	Warranty Deed, Transfer · Commercial Mortgage RFLF 7 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Jun 10, 2024 · Amount on File
Deed Book / Page	1469 / 550
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 24, 2025
Property Address	81 KIRK ST, SALISBURY, NC 28144-5631
Document Number	0014690550
Book / Page	1469 / 550
Map Reference	MB 9995 PG 826
Instrument Date	Aug 18, 2025
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2308 KANNAPOLIS HWY, CONCORD, NC 28027-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 KIRK ST, SALISBURY, NC 28144-5631

Mortgage

Document Number	0001469551
Date	Sep 24, 2025
Instrument	1469/551

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 10, 2024
Property Address	81 KIRK ST, SALISBURY, NC 28144-5631
Document Number	0014430474
Book / Page	1443 / 474
Map Reference	MB 9995 PG 826
Instrument Date	May 22, 2024
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 DALE EAMHARD BLVD, KANNAPOLIS, NC 28083-3210

Mortgage

Document Number	0014430475
Date	Jun 10, 2024
Book Page	1443/475

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 81 Kirk St was $2,313.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,313.00	$193,463 (-) Land $13,473 Building $179,990	$193,463 Land $13,473 Building $179,990
2025	$2,313.00	$193,463 Land $13,473 Building $179,990
2023	$1,022.00	$85,511 Land $13,473 Building $72,038	$193,463 Land $13,473 Building $179,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 Kirk St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Kirk St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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