81 Keystone Dr, Old Monroe, MO 63369 Property Records

Lincoln County property record for 81 Keystone Dr, Old Monroe, MO 63369

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,485 sqft · built 2011
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Tax Bill$2,466 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-30-08-000-000-003.010

Property Details

APN / Parcel Number

Primary APN21-30-08-000-000-003.010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,485 sqft Living Area
Basement Area1,485 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage Area656 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address81 KEYSTONE DR
CityOLD MONROE
StateMO
Zip63369-2841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 KEYSTONE ESTATES
Legal Range02E
Legal Township48
Legal Section08
Legal SubdivisionKEYSTONE ESTATES
Legal Lot Number10
JurisdictionLINCOLN MO
Township / Civil DivisionMONROE
Census Block Group1
Census Block1031
Census Tract810402

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 KEYSTONE DR, OLD MONROE, MO 63369-2841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF OLD MONROE
Oct 6, 2017Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2020
Deed SaleJul 6, 2020
Prior SaleFeb 27, 2012
Deed Document Number2020007127
Deed Book / Page2449 / 87
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateJul 6, 2020
Property Address81 KEYSTONE DR, OLD MONROE, MO 63369-2841
Document Number2449/87
Book / Page2449 / 87
Map ReferenceMB 14 PG 191
Instrument DateJul 1, 2020
Instrument2020007127
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3970 DYER RD, 3970, O FALLON, MO 63366-5231

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 KEYSTONE DR, OLD MONROE, MO 63369-2841

Mortgage

Document Number2020007128
DateJul 6, 2020
Instrument2020007128
Lender
NameBANK OF OLD MONROE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address81 KEYSTONE DR, OLD MONROE, MO 63369-2841
Transaction TypeMortgage
Record UpdatedNov 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017009481
DateOct 6, 2017
Book Page2415/0998
Instrument2017009481
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressTROY, MO 63379
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 30, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,466.00 (+7.4%)$41,739 (+8.91%) Land $6,061 Building $35,678$219,680 (+8.91%) Land $31,900 Building $187,780
2023$2,296.00 (+5.18%)$38,325 Land $5,187 Building $33,138$201,710 Land $27,300 Building $174,410
2022$2,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims25 (1993–2024)
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2019 · 11 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY PWSD 1
serves 14,000 people · EPA ID MO6024340
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Wisper ISP
Fixed Wireless
400 / 30

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