81 James St, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 81 James St, Dover, NJ 07801

Property Summary

Property TypeSingle Family Home
Details1,332 sqft · built 1930
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Apr 2020)
Tax Bill$6,873 (2024)
Deeds & MortgagesApr 2022 Mortgage
Apr 2020 Sale & Mortgage
APN09-00709-0000-00005

Property Details

APN / Parcel Number

Primary APN09-00709-0000-00005
Alternative APNs
  • 090070900005
  • 836

Interior

Stories2 Stories
Building Area1,332 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number836
Street Address81 JAMES ST
CityDOVER
StateNJ
Zip07801-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block709
Legal Lot Number5
JurisdictionMORRIS NJ
Township / Civil DivisionDOVER
Census Block Group4
Census Block4014
Census Tract45000

Owner

Source: Morris County and Dover Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 JAMES ST, DOVER, NJ 07801-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 1, 2020Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleMay 3, 2003 · Amount on Record
Deed Document Number202019975
Deed Book / Page23743 / 322
Prior Transfer DateFeb 9, 2005
Prior Transfer Doc0062900007
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address81 JAMES ST, DOVER, NJ 07801-2617
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0243941518
DateApr 27, 2022
Book Page24394/1518
Instrument2022029115
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2052

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateApr 1, 2020
Property Address81 JAMES ST, DOVER, NJ 07801-2617
Document Number0237430322
Book / Page23743 / 322
Instrument DateMar 19, 2020
Instrument2020019975
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,403.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 E BROWN ST, 105, EAST STROUDSBURG, PA 18301-2910

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 JAMES ST, DOVER, NJ 07801-2617

Mortgage

Document Number2020019976
DateApr 1, 2020
Instrument2020019976
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityDover Town
Unified School DistrictDover Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,000 (-) Land $95,800 Building $114,200$210,000 (-) Land $95,800 Building $114,200
2025$210,000 (-) Land $95,800 Building $114,200$210,000 (-) Land $95,800 Building $114,200
2024$6,873.00 (+10.73%)
2023$210,000 Land $95,800 Building $114,200$210,000 Land $95,800 Building $114,200
2022$6,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER COMMISSION
serves 27,806 people · EPA ID NJ1409001
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting94
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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