81 Irby Rd, Petal, MS 39465 Property Records

Perry County property record for 81 Irby Rd, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1980
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$223 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN083-06-011.000

Property Details

APN / Parcel Number

Primary APN083-06-011.000
Alternative APN
  • 4708

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,610 sqft Living Area
FlooringVinyl/Resilient
Interior WallsPaneling
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)
Pool TypeIn-Ground Vinyl Pool
Pool Area700 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4708
Street Address81 IRBY RD
CityPETAL
StateMS
Zip39465-9200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SWC NE1/4 OF SE1/4 WHICH IS 13' N OF FENCE RUNNING E & W RUN N 720' E 140' S 4 DEG E 722' W 200' TO POB
JurisdictionPERRY MS
Township / Civil Division1
Census Block Group1
Census Block1038
Census Tract950102

Owner

81 Irby Rd is owned and occupied by two individuals who acquired it in September 1972.

Source: Perry County records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address81 IRBY RD, PETAL, MS 39465-9200
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 1972
Deed SaleSep 2, 1972
Deed Document Number0000000422
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPERRY MS
Property Address81 IRBY RD, PETAL, MS 39465-9200
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 IRBY RD, PETAL, MS 39465-9200

Mortgage

Document Number000312/447
DateOct 13, 2025
Book Page312/447
Lender
NameEMERALD EMPIRE FCU
TypeCredit Union
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 81 Irby Rd was $223 with exemptions applied, down 0.4% from the year before.

Source: Perry County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPerry County
Unified School DistrictPerry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$223.00 (-0.45%) Homeowner's exemption Senior Citizen's exemption$10,053$100,390 Land $6,380 Building $94,010
2024$224.00 (+8.74%)
2023$206.00 (+3.52%) Homeowner's exemption Senior Citizen's exemption$10,056 (-0.02%)$100,410 (-0.01%) Land $6,400 Building $94,010
2022$199.00 Homeowner's exemption Senior Citizen's exemption$10,058$100,420 Land $6,410 Building $94,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Irby Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims9 (2004–2018)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Irby Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 88% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNRISE UTILITY ASSN INC
public/private · serves 6,067 people · EPA ID MS0180013
Water SourceGroundwater
Last State InspectionOct 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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