81 Howell St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 81 Howell St, Buffalo, NY 14207

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,220 sqft · built 1902
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$118,500 (Feb 2018)
Tax Bill	$608 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140200 88.28-1-30`

Property Details

APN / Parcel Number

Primary APN	`140200 88.28-1-30`
Alternative APNs	`02000882800001030000` `05580600`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,220 sqft Total Area
1st Floor Area	1,560 sqft
2nd Floor Area	660 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05580600
Street Address	81 HOWELL ST
City	BUFFALO
State	NY
Zip	14207-2803
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-2R
Legal Description	15O. N AMHERST
Legal Subdivision	PARISH TRACT
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4003
Census Tract	5500

Owner

81 Howell St, a duplex, is owned and occupied by an individual who bought it in February 2018.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	81 HOWELL ST, BUFFALO, NY 14207-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	201834131
Deed Book / Page	11325 / 8050
Prior Transfer Date	Jun 4, 2015
Prior Transfer Doc	0112846682
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	81 HOWELL ST, BUFFALO, NY 14207-2803
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HOWELL ST, BUFFALO, NY 14207-2803

Mortgage

Document Number	0141823281
Date	Nov 26, 2025
Book Page	14182/3281
Instrument	2025216497

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	81 HOWELL ST, BUFFALO, NY 14207-2803
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HOWELL ST, BUFFALO, NY 14207-2803

Mortgage

Document Number	0140884980
Date	Apr 24, 2023
Book Page	14088/4980
Instrument	2023069194

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 81 Howell St was $608, down 66.9% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$608.00 (-66.9%)
2025	$1,837.00 (-0.76%)	$184,000 (+61.4%) Land $13,000 Building $171,000	$184,000 (-0.74%) Land $13,000 Building $171,000
2024	$1,851.00 (+212.67%)	$114,000 (-) Land $4,000 Building $110,000	$185,366 (+13.82%) Land $6,504 Building $178,862
2023	$592.00	$114,000 (-) Land $4,000 Building $110,000	$162,857 (+11.39%) Land $5,714 Building $157,143
2022		$114,000 Land $4,000 Building $110,000	$146,200 Land $5,130 Building $141,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Howell St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Howell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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