81 Highgate Rd, Saint Louis, MO 63132 Property Records

St. Louis County property record for 81 Highgate Rd, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,018 sqft · built 1947
Lot Size	0.21 acres (9,152 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,918 (Nov 2025)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17L-22-0731`

Property Details

APN / Parcel Number

Primary APN	`17L-22-0731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	1,176 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,152 sqft (0.21 acres)
Lot Dimensions	62 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	81 HIGHGATE RD
City	SAINT LOUIS
State	MO
Zip	63132-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	CHEVY CHASE LOT 2
Legal Subdivision	CHEVY CHASE
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	3
Census Block	3011
Census Tract	215500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 HIGHGATE RD, SAINT LOUIS, MO 63132-4308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Dec 12, 2012 · Amount on Record
Deed Document Number	2025431
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	0202793155
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 25, 2025
Property Address	81 HIGHGATE RD, SAINT LOUIS, MO 63132-4308
Document Number	2025112500431
Map Reference	MB 24 PG 10
Instrument Date	Nov 20, 2025
Instrument	2025112500431
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10228 RE CHORNWOOD DR, SAINT LOUIS, MO 63124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HIGHGATE RD, SAINT LOUIS, MO 63132-4308

Mortgage

Document Number	2025112500432
Date	Nov 25, 2025
Instrument	2025112500432

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,690 (-) Land $58,410 Building $45,280	$545,700 (-) Land $307,400 Building $238,300
2025	$7,076.00 (+5.83%)	$103,690 (+9.12%) Land $58,410 Building $45,280	$545,700 (+9.12%) Land $307,400 Building $238,300
2024	$6,686.00 (-1.14%)	$95,020 (-) Land $50,240 Building $44,780
2023	$6,763.00 (+8.99%)	$95,020 (+12.05%) Land $50,240 Building $44,780	$500,100 (+12.05%) Land $264,400 Building $235,700
2022	$6,205.00	$84,800 Land $46,060 Building $38,740
2021			$446,300 Land $242,400 Building $203,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	16 (1978–2022)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20