81 Harvey Cedar Way, Waretown, NJ 08758 Property Records

Ocean County and Ocean Township property record for 81 Harvey Cedar Way, Waretown, NJ 08758

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,068 sqft · built 2013
Lot Size	0.153 acres (6,669 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2022)
Tax Bill	$10,789 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00057-10-00157`

Property Details

APN / Parcel Number

Primary APN	`21-00057-10-00157`
Alternative APN	`2100057001000157`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	5,100 sqft
Basement Area	2,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	6,669 sqft (0.153 acres)
Lot Dimensions	115 ft deep x 58 ft wide
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	81 HARVEY CEDAR WAY
City	WARETOWN
State	NJ
Zip	08758-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	58X115
Legal Subdivision	GREENBRIAR OCEANAIRE SEC 6 PH
Legal Block	57.10
Legal Lot Number	157
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1049
Census Tract	733002

Owner

81 Harvey Cedar Way is owned and occupied by two individuals who bought it in July 2022.

Source: Ocean County and Ocean Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 HARVEY CEDAR WAY, WARETOWN, NJ 08758-2733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK
Jul 12, 2022	Deed, Transfer · Conventional Mortgage OCEANFIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	202277604
Deed Book / Page	19095 / 1344
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	81 HARVEY CEDAR WAY, WARETOWN, NJ 08758-2733
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193560436
Date	Apr 19, 2023
Book Page	19356/436
Instrument	2023029255

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 12, 2022
Property Address	81 HARVEY CEDAR WAY, WARETOWN, NJ 08758-2733
Document Number	0190951344
Book / Page	19095 / 1344
Instrument Date	Jun 3, 2022
Instrument	2022077604
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 HARVEY CEDAR WAY, 81, WARETOWN, NJ 08758-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HARVEY CEDAR WAY, WARETOWN, NJ 08758-2733

Mortgage

Document Number	2022077605
Date	Jul 12, 2022
Instrument	2022077605

Lender

Name	OCEANFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 81 Harvey Cedar Way was $10,789, up 4.6% from the year before.

Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,700 (-) Land $147,300 Building $536,400	$683,700 (-) Land $147,300 Building $536,400
2025	$10,789.00 (+4.57%)	$683,700 Land $147,300 Building $536,400	$683,700 Land $147,300 Building $536,400
2024	$10,317.00
2023		$405,200 Land $79,200 Building $326,000	$405,200 Land $79,200 Building $326,000
2022	$8,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Harvey Cedar Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Harvey Cedar Way is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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