81 Harding St, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 81 Harding St, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 987 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Dec 2017)
Tax Bill	$8,016 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WETH M:111 B:034`

Property Details

APN / Parcel Number

Primary APN	`WETH M:111 B:034`
Alternative APN	`111034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	987 sqft Living Area
Gross Area	2,979 sqft
Basement Area	978 sqft
Unfinished Basement	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	111034
Street Address	81 HARDING ST
City	WETHERSFIELD
State	CT
Zip	06109-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	34
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	3
Census Block	3016
Census Tract	492300

Owner

Source: Wethersfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81 HARDING ST, WETHERSFIELD, CT 06109-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage CONNECTICUT STATE EMPLOYEES FCU
Dec 13, 2017	Executor's Deed, Transfer AMERICAN EAGLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Deed Book / Page	2022 / 222
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	81 HARDING ST, WETHERSFIELD, CT 06109-1515
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002184-420
Date	Aug 20, 2025
Book Page	2184/420
Instrument	2025002044

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2035

December 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Dec 13, 2017
Property Address	81 HARDING ST, WETHERSFIELD, CT 06109-1515
Document Number	2022-222
Book / Page	2022 / 222
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220225
Date	Dec 13, 2017
Instrument	02022/0225

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,016.00	$194,470 (+36.15%) Land $69,260 Building $125,210	$136,129 Land $48,482 Building $87,647
2024	$8,016.00 (+34.34%)
2023	$5,967.00 (+1.7%)	$142,830 (-) Land $72,100 Building $70,730
2022	$5,867.00	$142,830 Land $72,100 Building $70,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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