Transylvania County property record for 81 Gray Fox Rd, Rosman, NC 28772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,493 sqft · built 1998 |
| Lot Size | 1.34 acres (58,452 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,500 (Oct 2020) |
| Tax Bill | $2,208 (2026) |
| Deeds & Mortgages | Dec 2023 Sale May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8552-36-9531-000 |
| Primary APN | 8552-36-9531-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,493 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 58,452 sqft (1.34 acres) |
| View / Lot | Waterfront |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70530610 |
|---|---|
| Street Address | 81 GRAY FOX RD |
| City | ROSMAN |
| State | NC |
| Zip | 28772-8707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF HARRY MORGAN RD S1L16 |
| Legal Subdivision | LAUREL LAKES ESTATES |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | EASTATOE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 960501 |
Source: Transylvania County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 GRAY FOX RD, ROSMAN, NC 28772-8707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Warranty Deed, Transfer |
| May 17, 2023 | Deed of Trust, Mortgage ECUSTA CU |
| Oct 28, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Apr 18, 2007 · Amount on Record |
| Deed Document Number | 20206649 |
| Deed Book / Page | 947 / 444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Dec 5, 2023 |
| Property Address | 81 GRAY FOX RD, ROSMAN, NC 28772-8707 |
| Document Number | 0010990538 |
| Book / Page | 1099 / 538 |
| Map Reference | FILE 4 SL 24 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 2023005981 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3408 HAYMEADOW RD, RHINELANDER, WI 54501-8539 |
| Name | Verified Name |
|---|---|
| Address | 3408 HAYMEADOW RD, RHINELANDER, WI 54501-8539 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 81 GRAY FOX RD, ROSMAN, NC 28772-8707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010780441 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 1078/441 |
| Instrument | 2023002360 |
| Name | ECUSTA CU |
|---|---|
| Type | Credit Union |
| Address | PISGAH FOREST, NC 28768 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 5, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Oct 28, 2020 |
| Property Address | 81 GRAY FOX RD, ROSMAN, NC 28772-8707 |
| Document Number | 0009470444 |
| Book / Page | 000947 / 000444 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 6649 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3408 HAYMEADOW RD MONICO WI 545018539, MONICO, WI 54501-8539 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 81 GRAY FOX RD, ROSMAN, NC 28772-8707 |
| Document Number | 0008520014 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 81 GRAY FOX RD ROSMAN NC 28772, ROSMAN, NC 28772 |
| Document Number | 0008520014 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 000852/000014 |
| Instrument | 4042 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 8, 2038 |
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,208.00 (+76.64%) | $459,590 (+142%) Land $60,000 Building $399,590 | $459,590 (+142%) Land $60,000 Building $399,590 |
| 2023 | $1,250.00 | $189,910 Land $50,000 Building $139,910 | $189,910 Land $50,000 Building $139,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 8,000 / 8,000 |
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