81 Gill St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 81 Gill St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,048 sqft · built 1958
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$187,900 (Sep 2017)
Tax Bill$3,876 (2026)
Deeds & MortgagesJan 2017 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN330-00046

Property Details

APN / Parcel Number

Primary APN330-00046
Alternative APN
  • CHIC M:0330 P:00046

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area2,296 sqft
1st Floor Area1,048 sqft
Basement Area1,048 sqft
Unfinished Basement1,048 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number330-00046
Street Address81 GILL ST
CityCHICOPEE
StateMA
Zip01013-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal SubdivisionROYAL REALTY CO
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2011
Census Tract811102

Owner

81 Gill St is owned and occupied by an individual who bought it in September 2017.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address81 GILL ST, CHICOPEE, MA 01013-1703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2017Deed of Trust, Mortgage
PEOPLESBANK (HOLYOKE)
Sep 28, 2017Warranty Deed, Transfer
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2017 · Amount on File
Deed SaleSep 28, 2017 · Amount on File
Prior SaleApr 26, 1991 · Amount on File
Deed Document Number201757290
Deed Book / Page21878 / 377
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address81 GILL ST, CHICOPEE, MA 01013-1703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21541-586
DateJan 23, 2017
Book Page21541/586
Instrument3801
Lender
NamePEOPLESBANK (HOLYOKE)
Agreement
AmountAmount on Record
Term360 Months
DueJan 1, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateSep 28, 2017
Property Address81 GILL ST, CHICOPEE, MA 01013-1703
Document Number21878-377
Book / Page21878 / 377
Instrument57290
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 GILL ST, CHICOPEE, MA 01013-1703

Mortgage

Document Number218780380
DateSep 28, 2017
Instrument21878/0380
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueSep 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 81 Gill St was $3,876, up 6% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,876.00 (+5.99%)$254,300 (+5.43%) Land $105,000 Building $149,300$285,004 (-4.91%)
2025$3,657.00 (+5.39%)$241,200 (+2.59%) Land $95,800 Building $145,400$299,725
2024$3,470.00 (+7.7%)$235,100 (+10.53%) Land $93,900 Building $141,200
2023$3,222.00$212,700 Land $85,400 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Gill St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Gill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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