81 Gary Ln, Cheraw, SC 29520 Property Records

Chesterfield County property record for 81 Gary Ln, Cheraw, SC 29520

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Detailsbuilt 1960
Lot Size0.223 acres (9,755 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Jun 2026)
Tax Bill$1,307 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN259 016 001 009

Property Details

APN / Parcel Number

Primary APN259 016 001 009
Alternative APNs
  • 00036285
  • 02192193
  • 2192193

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area9,755 sqft (0.223 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number00036285
Street Address81 GARY LN
CityCHERAW
StateSC
Zip29520-3800
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description81 GARY
JurisdictionCHESTERFIELD SC
Township / Civil DivisionCHERAW
Census Block Group3
Census Block3028
Census Tract950602

Owner

Source: Chesterfield County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address81 GARY LN, CHERAW, SC 29520-3800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Jun 26, 2026Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FUNDING
Dec 13, 2022Deed of Distribution, Transfer
Aug 15, 2022Deed of Distribution, Transfer
Dec 20, 2021Deed of Distribution, Transfer
Jan 13, 2022Deed of Distribution, Transfer
Jan 13, 2022Deed of Distribution, Transfer
Feb 3, 2022Deed of Distribution, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleOct 1, 2024 · Amount on Record
Deed Document Number20262686
Deed Book / Page585 / 899
Prior Transfer DateApr 25, 2022
Prior Transfer Doc0000003531
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Recording DateJun 26, 2026
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number0000002687
Book / Page573 / 997
Instrument DateJun 25, 2026
Instrument20262687
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 PINE GROVE RD, LUGOFF, SC 29078-8892

Mortgage

Document Number0000002687,
DateJun 26, 2026
Book Page573/997
Instrument20262687
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.53%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD SC
Recording DateJun 26, 2026
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number0000002686
Book / Page585 / 899
Instrument DateJun 24, 2026
Instrument20262686
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31,764.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 GARY LN, CHERAW, SC 29520-3800

Mortgage

Document Number0000002687,
DateJun 26, 2026
Instrument20262687
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.36%
Max Rate-1%

December 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHESTERFIELD SC
Recording DateDec 13, 2022
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number000551/701
Book / Page551 / 701
Map ReferenceMB 12 PG 114
Instrument DateNov 2, 2022
Instrument2022-5064
Transaction TypeTransfer
Record UpdatedNov 17, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHESTERFIELD SC
Recording DateAug 15, 2022
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number00548/1400
Book / Page548 / 1400
Instrument DateJun 28, 2022
Instrument2022-3529
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 MILL ST, CHESTERFIELD, SC 29709-1225

December 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHESTERFIELD SC
Recording DateDec 20, 2021
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number000543/225
Book / Page543 / 225
Instrument DateDec 16, 2021
Instrument202100005708
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 ZION CHURCH RD, BLYTHEWOOD, SC 29016-8189

January 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHESTERFIELD SC
Recording DateJan 13, 2022
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number00543/1001
Book / Page543 / 1001
Map ReferenceMB 30 PG 146
Instrument DateNov 11, 2021
Instrument202200000171
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHESTERFIELD SC
Recording DateJan 13, 2022
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number00543/1005
Book / Page543 / 1005
Instrument DateNov 11, 2021
Instrument202200000172
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4030 LEVINER RD, WALLACE, SC 29596-8018

February 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionCHESTERFIELD SC
Recording DateFeb 3, 2022
Property Address81 GARY LN, CHERAW, SC 29520-3800
Document Number000544/261
Book / Page544 / 261
Instrument DateJul 7, 2021
Instrument202200000519
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4030 LEVINER RD, WALLACE, SC 29596-8018

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,307.00 (+31.62%)$3,800 (+27.09%) Land $360 Building $3,440$63,400 (+27.31%) Land $6,000 Building $57,400
2023$993.00$2,990 Land $300 Building $2,690$49,800 Land $5,000 Building $44,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHERAW
serves 6,325 people · EPA ID SC1310001
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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