Strafford County and Dover City property record for 81 Garrison Rd, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,352 sqft · built 1959 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $272,000 (Jan 2018) |
| Tax Bill | $10,828 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:I0074 B:G L |
| Primary APN | DOVR M:I0074 B:G L |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 81 GARRISON RD |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-4593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Block | G |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 81102 |
81 Garrison Rd is owner-occupied and held in a trust since November 2021.
Source: Strafford County and Dover City records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 81 GARRISON RD, DOVER, NH 03820-4593 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage FIGURE LENDING LLC |
| Jul 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Dec 2, 2021 | Warranty Deed, Transfer |
| Jan 3, 2018 | Warranty Deed, Transfer · Conventional with PMI ENVOY MTG LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on File |
| Deed Sale | Jan 3, 2018 · Amount on File |
| Prior Sale | Jun 25, 2004 · Amount on File |
| Deed Book / Page | 4539 / 878 |
| Last Transfer Date | Nov 5, 2021 |
| Transfer Doc | 0004985-85 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 81 GARRISON RD, DOVER, NH 03820-4593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 005330-563 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 5330/563 |
| Instrument | 260001542 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 81 GARRISON RD, DOVER, NH 03820-4593 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004931-717 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 4931/717 |
| Instrument | 210014541 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Dec 2, 2021 |
| Property Address | 81 GARRISON RD, DOVER, NH 03820-4593 |
| Document Number | 0004985-85 |
| Book / Page | 4985 / 85 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 210024248 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 GARRISON RD, DOVER, NH 03820-4593 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Jan 3, 2018 |
| Property Address | 81 GARRISON RD, DOVER, NH 03820-4593 |
| Document Number | 0045390878 |
| Book / Page | 004539 / 000878 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 82 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,080.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 EDMUND ST SOMERSWORTH NH 038781404, SOMERSWORTH, NH 03878-1404 |
| Document Number | 45390880 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 004539/000880 |
| Instrument | 83 |
| Name | ENVOY MTG LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2048 |
The 2025 property tax bill for 81 Garrison Rd was $10,828, up 11.2% from the year before.
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,828.00 (+11.23%) | $550,200 (+2.69%) Land $184,400 Building $365,800 | |
| 2024 | $9,735.00 (+8.27%) | $535,800 (+11.44%) Land $170,000 Building $365,800 | $438,425 |
| 2023 | $8,991.00 (+11.62%) | $480,800 (+18.42%) Land $170,000 Building $310,800 | |
| 2022 | $8,055.00 | $406,000 Land $153,000 Building $253,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Garrison Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Garrison Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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