Barbour County property record for 81 Garnett St, Philippi, WV 26416
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,984 sqft · built 1909 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $435 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-0062.0001 |
| Primary APN | 08-10-0062.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,984 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00811659 |
|---|---|
| Street Address | 81 GARNETT ST |
| City | PHILIPPI |
| State | WV |
| Zip | 26416-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BL E HALL ADD |
| Legal Subdivision | HALL ADD |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | BARBOUR WV |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 965600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Philippi Historic District listed 1990 · 114 contributing resources · NRIS 90001241 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
81 Garnett St is owned and occupied by an individual who acquired it in September 2023.
Source: Barbour County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 GARNETT ST, PHILIPPI, WV 26416-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 |
| Deed Sale | Sep 18, 2023 |
| Deed Document Number | 0000055347 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BARBOUR WV |
| Recording Date | Apr 12, 2021 |
| Property Address | 81 GARNETT ST, PHILIPPI, WV 26416-1618 |
| Document Number | 531/207 |
| Book / Page | 531 / 207 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 262543 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 262544 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 262544 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 81 Garnett St was $435 with exemptions applied.
Source: Barbour County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Barbour County |
| Municipality | Philippi City |
| Unified School District | Barbour County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $435.00 Homeowner's exemption Disabled Person's exemption | $68,340 Land $4,920 Building $63,420 | $113,900 Land $8,200 Building $105,700 |
| 2023 | $437.00 Homeowner's exemption Disabled Person's exemption | $68,640 Land $4,920 Building $63,720 | $114,400 Land $8,200 Building $106,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Garnett St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 101 (1985–2026) |
| Claims Outside the SFHA | 8 of 101 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Garnett St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHILIPPI serves 3,544 people · EPA ID WV3300104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Turbidity resolved · Sep 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2024 Sanitary survey deficiency not corrected Dec 2018 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citynet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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