Essex County and Marblehead Town property record for 81 Garfield St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,921 sqft · built 2020 |
| Lot Size | 0.243 acres (10,603 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Jul 2020) |
| Tax Bill | $16,025 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0125 B:0024 L:0 |
| Primary APN | MARB M:0125 B:0024 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,921 sqft Living Area |
| Gross Area | 6,766 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,603 sqft (0.243 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 81 GARFIELD ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | CURTIS HEIGHTS |
| Legal Block | 24 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 203301 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 GARFIELD ST, MARBLEHEAD, MA 01945-2457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK |
| Jul 8, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 8, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Prior Sale | Jul 8, 2019 · Amount on Record |
| Deed Book / Page | 38760 / 391 |
| Prior Transfer Date | Jul 22, 2020 |
| Prior Transfer Doc | 38760-391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 28, 2020 |
| Property Address | 81 GARFIELD ST, MARBLEHEAD, MA 01945-2457 |
| Document Number | 38760-391 |
| Book / Page | 38760 / 391 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 20200728005400 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 81 GARFIELD ST, MARBLEHEAD, MA 01945-2457 |
| Document Number | 200728005410 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 200728005410 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 8, 2019 |
| Property Address | 81 GARFIELD ST, MARBLEHEAD, MA 01945-2457 |
| Document Number | 37649-226 |
| Book / Page | 037649 / 000226 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 8003870 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 FORT HILL AVE GLOUCESTER MA 019304434, GLOUCESTER, MA 01930-4434 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 8, 2019 |
| Property Address | 81 GARFIELD ST, MARBLEHEAD, MA 01945-2457 |
| Document Number | 37649-231 |
| Book / Page | 037649 / 000231 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 8003890 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,731.44 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 218 HUMPHREY ST MARBLEHEAD MA 019451621, MARBLEHEAD, MA 01945-1621 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,025.00 (-0.46%) | $1,872,100 (+5.24%) Land $605,700 Building $1,253,000 | $1,989,369 (+23.49%) |
| 2025 | $16,099.00 (+4.8%) | $1,778,900 (+3.76%) Land $605,700 Building $1,173,200 | $1,611,010 |
| 2024 | $15,362.00 (+4.67%) | $1,714,500 (+16.82%) Land $578,800 Building $1,135,700 | |
| 2023 | $14,677.00 | $1,467,700 Land $551,900 Building $915,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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