81 Gardner Rd, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 81 Gardner Rd, Templeton, MA 01468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1910
Lot Size	2.82 acres (123,101 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Oct 2020)
Tax Bill	$5,827 (2026)
Deeds & Mortgages	Oct 2020 Transfer Oct 2020 Sale & Mortgage + 1 more
APN	`TEMP M:01-02 B:00243 L:00000`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:01-02 B:00243 L:00000`
Alternative APNs	`M:01=02 B:00243 L:00000` `209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	3,692 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,101 sqft (2.82 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	209
Street Address	81 GARDNER RD
City	TEMPLETON
State	MA
Zip	01468-1598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	243
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	2
Census Block	2003
Census Tract	705101

Owner

Source: Worcester County and Templeton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	66 SYLVAN RD, GARDNER, MA 01440-4117
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOME LOAN AND INVESTMENT BANK FSB
Mar 20, 2020	Personal Representative Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	2020115794
Deed Book / Page	63400 / 235
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	63400-232
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Oct 1, 2020
Property Address	81 GARDNER RD, TEMPLETON, MA 01468-1598
Document Number	63400-232
Book / Page	063400 / 000232
Instrument Date	Sep 29, 2020
Instrument	115793
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 WILLIS RD GARDNER MA 014402449, GARDNER, MA 01440-2449

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Oct 1, 2020
Property Address	81 GARDNER RD, TEMPLETON, MA 01468-1598
Document Number	63400-235
Book / Page	63400 / 235
Instrument Date	Sep 29, 2020
Instrument	115794
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 GARDNER RD, TEMPLETON, MA 01468-1598

Mortgage

Document Number	115795
Date	Oct 1, 2020
Instrument	115795

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	TEMPLETON MA
Recording Date	Mar 20, 2020
Property Address	81 GARDNER RD, TEMPLETON, MA 01468-1598
Document Number	62073-347
Book / Page	062073 / 000347
Instrument Date	Mar 18, 2020
Instrument	29022
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$456.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 WILLIS RD GARDNER MA 014402449, GARDNER, MA 01440-2449

Tax Assessment & Valuation

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,827.00 (-0.58%)	$490,900 (+1.51%) Land $62,800 Building $428,100	$462,135 (-7.97%)
2025	$5,861.00 (+3.53%)	$483,600 (+7.63%) Land $62,800 Building $420,800	$502,170 (+36.66%)
2024	$5,661.00 (+5.46%)	$449,300 (+8.13%) Land $55,800 Building $393,500	$367,460
2023	$5,368.00	$415,500 Land $55,800 Building $359,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON MUNIC. LIGHT AND WATER PLANT serves 6,159 people · EPA ID MA2294000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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