81 Frederick Ave, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 81 Frederick Ave, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,132 sqft · built 1977
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,167 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00127-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`21-00127-0000-00012`
Alternative APNs	`210012700012` `051510`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
1st Floor Area	1,066 sqft
Upper Floors Area	1,066 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,402 sqft (0.239 acres)
Lot Dimensions	200 ft deep x 52 ft wide
Deck Area	155 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	051510
Street Address	81 FREDERICK AVE
City	HOWELL
State	NJ
Zip	07731-8565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	FREEWOOD ACRES SEC 7
Legal Block	127
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811200

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 FREDERICK AVE, HOWELL, NJ 07731-8565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	81 FREDERICK AVE, HOWELL, NJ 07731-8565
Document Number	0000079604
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 FREDERICK AVE HOWELL NJ 077318565, HOWELL, NJ 07731-8565

Mortgage

Document Number	0000079604
Date	Aug 9, 2018
Book Page	009305/004689
Instrument	79604

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,200 (+11.21%) Land $261,700 Building $202,500	$464,200 (+11.21%) Land $261,700 Building $202,500
2025	$7,167.00 (+5.24%)	$417,400 (+21.3%) Land $216,700 Building $200,700	$417,400 (+21.3%) Land $216,700 Building $200,700
2024	$6,810.00 (+4.8%)
2023		$344,100 Land $151,700 Building $192,400	$344,100 Land $151,700 Building $192,400
2022	$6,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20