81 Fountain Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 81 Fountain Dr, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,400 sqft · built 2007
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2023)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:087 B:200 L:49`

Property Details

APN / Parcel Number

Primary APN	`M:087 B:200 L:49`
Alternative APNs	`WEST M:87 B:200 L:49` `2152460`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	2,579 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2152460
Street Address	81 FOUNTAIN DR
City	WESTERLY
State	RI
Zip	02891-3040
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	200
Legal Lot Number	49
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2052
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 WEST AVE, NORTHVALE, NJ 07647-1308
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed, Transfer · Stand-Alone First Mortgage NEW JERSEY LENDERS CORP
Jan 12, 2021	Warranty Deed, Transfer
Apr 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	20231857
Deed Book / Page	2023 / 7431
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	2021-875
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 8, 2023
Property Address	81 FOUNTAIN DR, WESTERLY, RI 02891-3040
Document Number	02023-7431
Book / Page	2023 / 7431
Instrument Date	Jun 8, 2023
Instrument	2023-1857
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	429 WEST AVE, NORTHVALE, NJ 07647-1308

Mortgage

Document Number	0020231859
Date	Jun 8, 2023
Instrument	2023-1859

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 12, 2021
Property Address	81 FOUNTAIN DR, WESTERLY, RI 02891-3040
Document Number	002021-875
Book / Page	2021 / 875
Instrument Date	Dec 30, 2020
Instrument	2021-202
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 FOUNTAIN DR # 49, 49, WESTERLY, RI 02891-3040

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 3, 2020
Property Address	81 FOUNTAIN DR, WESTERLY, RI 02891-3040
Document Number	2020-6024
Book / Page	2020 / 6024
Instrument Date	Mar 16, 2020
Instrument	2020-1425
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 FOUNTAIN DR # 49, 49, WESTERLY, RI 02891-3040

Mortgage

Document Number	20201426
Date	Apr 3, 2020
Instrument	2020-1426

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00 (+9.87%)	$426,300 (+43.49%) Building $426,300	$505,416
2023	$3,019.00 (+0.6%)	$297,100 (-) Building $297,100
2022	$3,001.00	$297,100 Building $297,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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