81 Eugene Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 81 Eugene Ln, Flat Rock, NC 28731 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,832 sqft Heated Area
Lot Size43,124 sqft (0.99 acres)
Garage536 sqft
OccupancyOwner Occupied
Last Sale$535,000 (2022)
Tax Bill$2,930.00 (2025)

Property Details

APN / Parcel Number

Primary APN9588548477
Alternative APN
  • 10002604

Interior

Full Baths2 Baths
Building Area1,832 sqft Heated Area
1st Floor1,551 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Foundation TypeNo Foundation Foundation
Lot Area43,124 sqft (0.99 acres)
Parking Spaces2 Parking Spaces
Garage Area536 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number10002604
Street Address81 EUGENE LN
CityFLAT ROCK
StateNC
Zip28731-0915
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMINOR SUBDIVISION .95 AC LO5 PL2019-12158
Legal SubdivisionMINOR SUBDIVISION
Legal Block54
Legal Lot Number8477
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup1
Census Block1007
Census Tract930302

Owner

Source: Henderson County records · APN 9588548477

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 EUGENE LN, FLAT ROCK, NC 28731-0915
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Nov 17, 2021Warranty Deed, Construction Loan · Building or Construction Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Deed Doc Number2022985213
Deed Book / Page3953 / 41
Record RefreshedSep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateAug 19, 2022
Property Address81 EUGENE LN, FLAT ROCK, NC 28731-0915
Document Number0039530041
Book / Page3953 / 41
Map ReferenceSL 12158
Instrument DateAug 17, 2022
Instrument985213
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 17, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,070.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 211, EAST FLAT ROCK, NC 28726-0211

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 EUGENE LN, FLAT ROCK, NC 28731-0915

Mortgage

Document Number0039530044
DateAug 19, 2022
Book Page3953/44
Instrument985214
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

November 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateNov 17, 2021
Property Address81 EUGENE LN, FLAT ROCK, NC 28731-0915
Document Number0038220273
Book / Page3822 / 273
Map ReferenceSL 12158
Instrument DateNov 17, 2021
Instrument967611
Transaction TypeConstruction Loan
Record UpdatedJul 17, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14 REEDS WAY, FLAT ROCK, NC 28731-0770

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 REEDS WAY, FLAT ROCK, NC 28731-0770

Mortgage

Document Number0000967612
DateNov 17, 2021
Instrument967612
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$522,400 (-) Land $79,200 Building $443,200
2025$2,930.00
2023$522,400 Land $79,200 Building $443,200$522,400 Land $79,200 Building $443,200

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