Worcester County and Worcester City property record for 81 Ernest Ave, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,378 sqft · built 1968 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,400 (Aug 2019) |
| Tax Bill | $4,708 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-005-00642 |
| Primary APN | 38-005-00642 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| Gross Area | 2,935 sqft |
| 1st Floor Area | 1,378 sqft |
| Basement Area | 1,378 sqft |
| Unfinished Basement | 1,378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Basement |
| Heating System | Electric |
|---|
| Account Number | 38-005-00642 |
|---|---|
| Street Address | 81 ERNEST AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01604-2352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 5 |
| Legal Lot Number | 642 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 732302 |
Source: Worcester County and Worcester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 ERNEST AVE, WORCESTER, MA 01604-2352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Aug 22, 2019 | Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Nov 7, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on Record |
| Deed Sale | Aug 22, 2019 · Amount on Record |
| Prior Sale | Nov 7, 2017 |
| Deed Document Number | 201984373 |
| Deed Book / Page | 60920 / 51 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 64076-392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Dec 28, 2020 |
| Property Address | 81 ERNEST AVE, WORCESTER, MA 01604-2352 |
| Document Number | 64076-392 |
| Book / Page | 64076 / 392 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 161964 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 81 ERNEST AVE, WORCESTER, MA 01604-2352 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Aug 22, 2019 |
| Property Address | 81 ERNEST AVE, WORCESTER, MA 01604-2352 |
| Document Number | 60920-51 |
| Book / Page | 060920 / 000051 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 84373 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 ERNEST AVE WORCESTER MA 016042352, WORCESTER, MA 01604-2352 |
| Document Number | 60920-54 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 060920/000054 |
| Instrument | 84374 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 7, 2017 |
| Property Address | 81 ERNEST AVE, WORCESTER, MA 01604-2352 |
| Document Number | 58007-222 |
| Book / Page | 058007 / 000222 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 124636 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 FOUNDERS RD SHREWSBURY MA 015453102, SHREWSBURY, MA 01545-3102 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,708.00 (+3.7%) | $356,900 (+12.73%) Land $118,700 Building $238,200 | $400,045 (+2.91%) |
| 2024 | $388,740 | ||
| 2023 | $4,540.00 | $316,600 Land $103,200 Building $213,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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