Union County and Clark Township property record for 81 Emerald Pl, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 1,043 sqft · built 1963 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Apr 2020) |
| Tax Bill | $9,387 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00063-0000-00093 |
| Primary APN | 02-00063-0000-00093 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,043 sqft Living Area |
| 1st Floor Area | 1,043 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 100 ft deep x 57 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 81 EMERALD PL |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Subdivision | 81 EMERALD PLACE |
| Legal Block | 63 |
| Legal Lot Number | 93 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 36301 |
Source: Union County and Clark Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 EMERALD PL, CLARK, NJ 07066-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC |
| Apr 2, 2020 | Grant Deed, Transfer · Conventional with PMI CARDINAL FIN'L |
| Sep 17, 2018 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2020 · Amount on Record |
| Deed Sale | Apr 2, 2020 · Amount on Record |
| Prior Sale | Sep 17, 2018 · Amount on Record |
| Deed Document Number | 2020323507 |
| Deed Book / Page | 6365 / 2885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 81 EMERALD PL, CLARK, NJ 07066-1410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0150752207 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 15075/2207 |
| Instrument | 22493 |
| Name | MILLENNIAL HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 2, 2020 |
| Property Address | 81 EMERALD PL, CLARK, NJ 07066-1410 |
| Document Number | 0063642885 |
| Book / Page | 006364 / 002885 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 323507 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | VINTAGE TITLE SERVICES LLC, VINTAGE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 EMERALD PL CLARK NJ 070661410, CLARK, NJ 07066-1410 |
| Document Number | 146722813 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 014672/002813 |
| Instrument | 689334 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 17, 2018 |
| Property Address | 81 EMERALD PL, CLARK, NJ 07066-1410 |
| Document Number | 0862860500 |
| Book / Page | 086286 / 000500 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 304768 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 EMERALD PL CLARK NJ 070661410, CLARK, NJ 07066-1410 |
| Document Number | 144890223 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 014489/000223 |
| Instrument | 662777 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,700 (-) Land $232,000 Building $181,700 | $413,700 (-) Land $232,000 Building $181,700 | |
| 2025 | $9,387.00 (+2.49%) | $413,700 (-) Land $232,000 Building $181,700 | $413,700 (-) Land $232,000 Building $181,700 |
| 2024 | $9,159.00 (+4.53%) | ||
| 2023 | $413,700 Land $232,000 Building $181,700 | $413,700 Land $232,000 Building $181,700 | |
| 2022 | $8,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1983–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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