81 Elm St, Windsor, CT 06095 Property Records

Windsor Town property record for 81 Elm St, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 974 sqft · built 1935
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Apr 2007)
Tax Bill	$4,682 (2024)
Deeds & Mortgages	Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4583.00`

Property Details

APN / Parcel Number

Primary APN	`4583.00`
Alternative APNs	`WIND M:00065 B:00084 L:000003` `WSOR M:00065 B:00084 L:000003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	974 sqft Living Area
Gross Area	1,565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4583.00
Street Address	81 ELM ST
City	WINDSOR
State	CT
Zip	06095-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	84
Legal Lot Number	3
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2009
Census Tract	473400

Owner

81 Elm St is owned and occupied by an individual who bought it in April 2007.

Source: Windsor Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	81 ELM ST, WINDSOR, CT 06095-2916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2007 · Amount on File
Deed Sale	Apr 24, 2007 · Amount on File
Prior Sale	Aug 31, 2001 · Amount on File
Deed Book / Page	1594 / 801
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	81 ELM ST, WINDSOR, CT 06095-2916
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01926-1029
Date	Dec 30, 2021
Book Page	1926/1029
Instrument	2021-06299

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,640 (-) Land $60,060 Building $97,580	$110,348 Land $42,042 Building $68,306
2024	$4,682.00 (-6.66%)	$157,640 (+48.16%) Land $60,060 Building $97,580
2023	$5,016.00 (+35.57%)	$106,400 (-) Land $48,160 Building $58,240
2022	$3,700.00	$106,400 Land $48,160 Building $58,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20