81 Elm St, Uxbridge, MA 01569 Property Records

Worcester County and Uxbridge Town property record for 81 Elm St, Uxbridge, MA 01569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,072 sqft · built 1920
Lot Size	0.295 acres (12,863 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2022)
Tax Bill	$49 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M_187980_871270`

Property Details

APN / Parcel Number

Primary APN	`M_187980_871270`
Alternative APNs	`UXBR M:012.D B:1879 L:0000.0` `M_187980_8`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,160 sqft
Basement Area	1,142 sqft
Unfinished Basement	1,142 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,863 sqft (0.295 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	M_187980_871270
Street Address	81 ELM ST
City	UXBRIDGE
State	MA
Zip	01569-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	1879
Jurisdiction	UXBRIDGE MA
Township / Civil Division	UXBRIDGE
Census Block Group	1
Census Block	1010
Census Tract	749200

Owner

81 Elm St is owned and occupied by two individuals who bought it in January 2022.

Source: Worcester County and Uxbridge Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 ELM ST, UXBRIDGE, MA 01569-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNIBANK FOR SAVINGS
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Jul 22, 2015 · Amount on File
Deed Book / Page	67021 / 237
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UXBRIDGE MA
Recording Date	Jan 28, 2022
Property Address	81 ELM ST, UXBRIDGE, MA 01569-3106
Document Number	067021-237
Book / Page	67021 / 237
Instrument Date	Jan 28, 2022
Instrument	10983
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 ELM ST, UXBRIDGE, MA 01569-3106

Mortgage

Document Number	0000010984
Date	Jan 28, 2022
Instrument	10984

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UXBRIDGE MA
Property Address	81 ELM ST, UXBRIDGE, MA 01569-3106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62325-187
Date	May 4, 2020
Book Page	62325/187
Instrument	44743

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 81 Elm St was $49, down 98.9% from the year before.

Source: Worcester County and Uxbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Uxbridge Town
Unified School District	Uxbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49.00 (-98.93%)	$379,100 (+7.21%) Land $130,100 Building $249,000	$416,670
2024	$4,569.00 (-12.57%)	$353,600 (-5.61%) Land $119,200 Building $234,400
2023	$5,226.00	$374,600 Land $108,400 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UXBRIDGE DPW, WATER DIVISION serves 11,612 people · EPA ID MA2304000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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