81 Elm St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 81 Elm St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,381 sqft · built 1738
Lot Size	4.27 acres (186,362 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Aug 2017)
Tax Bill	$10,864 (2026)
Deeds & Mortgages	Dec 2023 Transfer Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0010A B:00000 L:00030`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0010A B:00000 L:00030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,381 sqft Living Area
Gross Area	4,259 sqft
Basement Area	779 sqft
Unfinished Basement	779 sqft

Exterior

Year Built	Built 1738
Effective Year Built	Effective 1738
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	186,362 sqft (4.27 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	81 ELM ST
City	GEORGETOWN
State	MA
Zip	01833-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	30
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2010
Census Tract	265101

Owner

81 Elm St is owned and occupied by an individual who acquired it in December 2023.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	81 ELM ST, GEORGETOWN, MA 01833-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 4, 2017	Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL
Jun 22, 2017	Quit Claim Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Jun 22, 2017
Deed Book / Page	36078 / 6
Last Transfer Date	Dec 6, 2023
Transfer Doc	041899-120
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Dec 8, 2023
Property Address	81 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	041899-120
Book / Page	41899 / 120
Instrument Date	Dec 6, 2023
Instrument	20231208002500
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 ELM ST, GEORGETOWN, MA 01833-2515

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Aug 4, 2017
Property Address	81 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	36078-6
Book / Page	36078 / 6
Instrument	335
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ELM ST, GEORGETOWN, MA 01833-2515

Mortgage

Document Number	360780009
Date	Aug 4, 2017
Instrument	36078/0009

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2047

June 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Jun 22, 2017
Property Address	81 ELM ST, GEORGETOWN, MA 01833-2515
Document Number	35960-456
Book / Page	035960 / 000456
Instrument Date	Jun 20, 2017
Instrument	1706220114
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 81 Elm St was $10,864, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,864.00 (+24.42%)	$789,500 (-) Land $324,400 Building $465,100	$780,944 (-14.46%)
2025	$8,732.00 (+11.78%)	$789,500 (+26.83%) Land $324,400 Building $465,100	$912,950
2024	$7,812.00 (-2.52%)	$622,500 (+0.83%) Land $228,900 Building $393,600
2023	$8,014.00	$617,400 Land $228,900 Building $388,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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