Lonoke County property record for 81 Earnhardt Cir, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,348 sqft · built 2011 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,774 (Feb 2020) |
| Tax Bill | $1,531 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-03189-000 |
| Primary APN | 723-03189-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,789 sqft |
| 1st Floor Area | 1,348 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 81 EARNHARDT CIR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-5047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 30 |
| Legal Subdivision | SOUTHERN COMFORT ESTATES II |
| Legal Block | 1 |
| Legal Lot Number | 189 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20206 |
Source: Lonoke County records · APN 723-03189-000
Assessment roll updated October 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 635 E 1355 S, SPRINGVILLE, UT 84663-2609 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Aug 29, 2025 | Warranty Deed, Transfer LENDERS TITLE COMPANY |
| Feb 26, 2020 | Warranty Deed, Transfer STANDARD ABSTRACT AND TITLE COMPANY, STANDARD ABSTRACT & TITLE CO |
| Aug 28, 2018 | Loan Modification, Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on Record |
| Deed Sale | Feb 26, 2020 · Amount on Record |
| Prior Sale | Sep 23, 2011 |
| Deed Document Number | 20202008 |
| Deed Book / Page | 2020 / 2008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | May 26, 2026 |
| Property Address | 81 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000005439 |
| Instrument Date | May 19, 2026 |
| Instrument | 20265439 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1525 CYPRESS POINT ST, CABOT, AR 72023-7050 |
| Document Number | 0000005439, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20265439 |
| Name | CENTENNIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 29, 2025 |
| Property Address | 81 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000008091 |
| Book / Page | 2025 / 8091 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-08091 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $775.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11610 PLEASANT RIDGE RD # RD103-15, RD103-15, LITTLE ROCK, AR 72223-2305 |
| Name | Verified Name |
|---|---|
| Address | 1525 CYPRESS POINT ST, CABOT, AR 72023-7050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Feb 26, 2020 |
| Property Address | 81 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000002008 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 2008 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | STANDARD ABSTRACT AND TITLE COMPANY, STANDARD ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $547.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 635 E 1355 S SPRINGVILLE UT 846632609, SPRINGVILLE, UT 84663-2609 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 81 EARNHARDT CIR, CABOT, AR 72023-5047 |
| Document Number | 0000008837 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 81 EARNHARDT CIR CABOT AR 720235047, CABOT, AR 72023-5047 |
| Document Number | 0000008837 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 8837 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Amount | Amount Recorded |
|---|---|
| Term | 276 Months |
| Due | Sep 10, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,531.00 | $30,090 (-) Land $5,500 Building $24,590 | $150,450 (-) Land $27,500 Building $122,950 |
| 2024 | $1,531.00 | ||
| 2023 | $1,531.00 | $30,090 Land $5,500 Building $24,590 | $150,450 Land $27,500 Building $122,950 |
Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), as of April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850202061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AR0000338, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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