81 E Margaret Ave, Niles, OH 44446 Property Records

Trumbull County property record for 81 E Margaret Ave, Niles, OH 44446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1975
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Oct 2004)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-615550`

Property Details

APN / Parcel Number

Primary APN	`25-615550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	2,112 sqft
Upper Floors Area	576 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2012
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	66 ft deep x 114 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81 E MARGARET AVE
City	NILES
State	OH
Zip	44446-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2878 132.50F D MARGARET AVE. HALF VAC REXAL AVE NILES CITY
Legal Subdivision	MARGARET AVENUE
Legal Lot Number	2878
Jurisdiction	TRUMBULL OH
Township / Civil Division	WEATHERSFIELD
Census Block Group	1
Census Block	1005
Census Tract	932801

Owner

81 E Margaret Ave is owned and occupied by two individuals who bought it in October 2004.

Source: Trumbull County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81 E MARGARET AVE, NILES, OH 44446-1916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2004 · Amount on File
Deed Sale	Oct 4, 2004 · Amount on File
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	81 E MARGARET AVE, NILES, OH 44446-1916
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007634
Date	Apr 13, 2022
Instrument	202204130007634

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	May 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 81 E Margaret Ave was $1,758.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Weathersfield Township
Municipality	Niles City
Unified School District	Niles City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,758.00	$41,760 (-) Land $4,100 Building $37,660
2024	$1,758.00 (-1.51%)	$41,760 (-) Land $4,100 Building $37,660
2023	$1,785.00 (+26.96%)	$41,760 (+44.95%) Land $4,100 Building $37,660	$119,300 Land $11,700 Building $107,600
2022	$1,406.00	$28,810 Land $4,100 Building $24,710
2020			$82,300 Land $11,700 Building $70,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 E Margaret Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2019)
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 E Margaret Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES CITY PWS serves 21,961 people · EPA ID OH7802403
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Aug 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20