Allegany County property record for 81 E Main St, Lonaconing, MD 21539
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1925 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (May 2021) |
| Tax Bill | $1,793 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-003350 |
| Primary APN | 10-003350 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Porch | Slab |
| Porch Area | 296 sqft |
| Patio Area | 192 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 003350 |
|---|---|
| Street Address | 81 E MAIN ST |
| City | LONACONING |
| State | MD |
| Zip | 21539-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8,276 SQ FT LANE RR E MAIN ST ALEXANDER PK |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 10, LONACONING |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 2100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lonaconing Historic District listed 1983 · 231 contributing resources · NRIS 83002919 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Allegany County assessment roll, as of July 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 E MAIN ST, LONACONING, MD 21539-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Deed Book / Page | 2661 / 302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 20, 2021 |
| Property Address | 81 E MAIN ST, LONACONING, MD 21539-1131 |
| Document Number | 002661-0302 |
| Book / Page | 2661 / 302 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 E MAIN ST, LONACONING, MD 21539-1131 |
| Document Number | 0002661307 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2661/307 |
| Name | FIRST MORTGAGE SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Lonaconing Town |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,167 (+30.12%) | $135,900 (+10.67%) Land $12,400 Building $123,500 | |
| 2025 | $1,793.00 (+23.06%) | ||
| 2023 | $1,457.00 | $97,733 | $122,800 Land $5,200 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 17 (1996–2025) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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