Chautauqua County and Pomfret Town property record for 81 E Main St, Fredonia, NY 14063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,220 sqft · built 1872 |
| Lot Size | 0.151 acres (6,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Oct 2000) |
| Tax Bill | $7,198 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Mar 2026 Line of Credit + 2 more |
| APN | 065801 113.15-5-1 |
| Primary APN | 065801 113.15-5-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,220 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 1,824 sqft |
| 2nd Floor Area | 1,396 sqft |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 1872 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,583 sqft (0.151 acres) |
| Lot Dimensions | 100 ft deep x 65.5 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 820 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 81 E MAIN ST |
|---|---|
| City | FREDONIA |
| State | NY |
| Zip | 14063-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V1 |
| Legal Description | OLD APN: 065801 116-6-1.1 |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | POMFRET |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 35800 |
Source: Chautauqua County and Pomfret Town assessment roll, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 E MAIN ST, FREDONIA, NY 14063-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage · Line of Credit INNER LAKES FEDERAL CREDIT UNION |
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit INNER LAKES FCU |
| Apr 20, 2016 | Deed of Trust, Mortgage LAKE SHORE SAVINGS BANK |
| May 1, 2006 | Deed of Trust, Mortgage AMERICAS WHOLESALE LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2000 · Amount on Record |
| Deed Sale | Oct 30, 2000 · Amount on Record |
| Prior Sale | Jun 23, 2000 · Amount on Record |
| Deed Book / Page | 2454 / 200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 81 E MAIN ST, FREDONIA, NY 14063-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT2018001562 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | MT2018001562 |
| Name | INNER LAKES FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 81 E MAIN ST, FREDONIA, NY 14063-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | MT2026001615 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | MT2026001615 |
| Name | INNER LAKES FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 81 E MAIN ST, FREDONIA, NY 14063-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000000002052 |
|---|---|
| Date | Apr 20, 2016 |
| Instrument | 000000002052 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 81 E MAIN ST, FREDONIA, NY 14063-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002888/0000000168 |
|---|---|
| Date | May 1, 2006 |
| Book Page | 0000002888/0000000168 |
| Instrument | 0000002068 |
| Name | AMERICAS WHOLESALE LENDERS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 272 Months |
| Due | Jan 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1% |
| Type Change Date | May 1, 2008 |
| Min Rate At Change | 6% |
Source: Chautauqua County and Pomfret Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Pomfret Town |
| Municipality | Fredonia Village |
| Unified School District | Fredonia Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,198.00 | $28,670 (-) Land $3,580 Building $25,090 | $260,636 (+18.18%) Land $32,545 Building $228,091 |
| 2023 | $28,670 (-) Land $3,580 Building $25,090 | $220,538 (+15.38%) Land $27,538 Building $193,000 | |
| 2022 | Additional exemption filed | $28,670 Land $3,580 Building $25,090 | $191,133 Land $23,867 Building $167,266 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (1979–2017) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDONIA VILLAGE serves 9,585 people · EPA ID NY0600364 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| DFT Local Service Fiber | 500 / 500 |
| Starlink Satellite | 280 / 30 |
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