81 E Haverhill St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 81 E Haverhill St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 2004
Lot Size	0.102 acres (4,428 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Sep 2021)
Tax Bill	$4,037 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90 0000 0031 A`

Property Details

APN / Parcel Number

Primary APN	`90 0000 0031 A`
Alternative APN	`LAWR M:0090 B:0000 L:0031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,496 sqft
Basement Area	759 sqft
Unfinished Basement	759 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,428 sqft (0.102 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90 0000 0031 A
Street Address	81 E HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01841-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	31
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1005
Census Tract	250700

Owner

81 E Haverhill St is owned and occupied by an individual who bought it in September 2021.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	81 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Oct 25, 2017	Quit Claim Deed, Transfer EQUITY PRIME MTG
Jul 10, 2017	Foreclosure ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Book / Page	17129 / 27
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 13, 2021
Property Address	81 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Document Number	17129-27
Book / Page	17129 / 27
Instrument Date	Sep 13, 2021
Instrument	30557
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 E HAVERHILL ST, LAWRENCE, MA 01841-1934

Mortgage

Document Number	30558
Date	Sep 13, 2021
Instrument	30558

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Oct 25, 2017
Property Address	81 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Document Number	15271-296
Book / Page	15271 / 296
Instrument	27885
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	81 E HAVERHILL ST, LAWRENCE, MA 01841-1934

Mortgage

Document Number	152710300
Date	Oct 25, 2017
Instrument	15271/0300

Lender

Name	EQUITY PRIME MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LAWRENCE MA
Recording Date	Jul 10, 2017
Property Address	81 E HAVERHILL ST, LAWRENCE, MA 01841-1934
Document Number	0015145-31
Book / Page	15145 / 31
Instrument	17260
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151450036
Date	Jul 10, 2017
Instrument	15145/0036

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 81 E Haverhill St was $4,037, up 1.3% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,037.00 (+1.33%)	$467,300 (+3.23%) Land $107,300 Building $360,000	$522,324 (+10.52%)
2025	$3,984.00 (-9.72%)	$452,700 (-5.11%) Land $107,300 Building $345,400	$472,625
2024	$4,413.00 (+13.27%)	$477,100 (+24.41%) Land $112,700 Building $364,400
2023	$3,896.00	$383,500 Land $108,800 Building $274,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 E Haverhill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 81 E Haverhill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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