81 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 81 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 812 sqft · built 1958
Lot Size0.12 acres (5,045 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Jul 2024)
Tax Bill$2,531 (2025)
Deeds & MortgagesApr 2023 Sale & Second Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN258AC001

Property Details

APN / Parcel Number

Primary APN258AC001
Alternative APNs
  • 107518311391
  • 80121379
  • 80156399

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area812 sqft Heated Area
Gross Area1,120 sqft
1st Floor Area812 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2013
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialShingle
Lot Area5,045 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80156399
Street Address81 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-10 B-12 S-B OI PLAT 3/179
Legal SubdivisionSECTION B OCEAN ISLE BEACH
Legal Block12
Legal Lot Number10
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3004
Census Tract20512

Owner

Source: Brunswick County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2906 HYBART ST, FAYETTEVILLE, NC 28303-5907
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Warranty Deed, Transfer · Stand-Alone Second Mortgage
PAUL STANTON WALKER ETAL
Mar 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Dec 30, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleApr 4, 2023 · Amount on Record
Prior Transfer DateSep 7, 2011
Prior Transfer Doc0031940833
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateApr 4, 2023
Property Address81 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0049950405
Book / Page4995 / 405
Map ReferenceMB 3 PG 179&179A
Instrument DateApr 3, 2023
Transaction TypeTransfer
Record UpdatedMay 24, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address509 APPOMATOX DR, WAXHAW, NC 28173-6888

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 SYCABERRY LN, MINT HILL, NC 28227-3026

Mortgage

Document Number0004995411
DateApr 4, 2023
Instrument4995/411
Lender
NamePAUL STANTON WALKER ETAL
TypePrivate Party
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term28 Months
DueAug 1, 2025

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address81 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048090503
DateMar 7, 2022
Book Page4809/503
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateDec 30, 2021
Property Address81 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0047721317
Book / Page4772 / 1317
Map ReferenceMB 3 PG 179&179A
Instrument DateDec 30, 2021
Transaction TypeTransfer
Record UpdatedMar 23, 2022

Transaction

AmountAmount Recorded
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 ELLWOOD DR, 200, RALEIGH, NC 27609-5602

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 APPOMATOX DR, WAXHAW, NC 28173-6888

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,531.00 (+12.09%)$710,920 (+15.54%) Land $400,000 Building $310,920$710,920 (+15.54%) Land $400,000 Building $310,920
2024$2,258.00
2023$615,310 Land $400,000 Building $215,310$615,310 Land $400,000 Building $215,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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