81 E Ensenada Dr, Meridian, ID 83646 Property Records

Ada County property record for 81 E Ensenada Dr, Meridian, ID 83646

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,781 sqft · built 2017
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$570,850 (Dec 2025)
Tax Bill$2,110 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2022 Line of Credit
+ 7 more
Flood ZoneZone X (minimal risk)
APNR9005690130

Property Details

APN / Parcel Number

Primary APNR9005690130

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,781 sqft Living Area
Gross Area3,518 sqft
1st Floor Area1,226 sqft
Upper Floors Area1,555 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area737 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area111 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address81 E ENSENADA DR
CityMERIDIAN
StateID
Zip83646-6713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionLOT 13 BLK 01 VENTANA COMMONS SUB
Legal Range01E
Legal Township04N
Legal Section30
Legal SubdivisionVENTANA COMMONS SUB
Legal Block01
Legal Lot Number13
JurisdictionADA ID
Township / Civil DivisionBOISE CITY
Census Block Group1
Census Block1015
Census Tract10356

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Jun 6, 2022Deed of Trust, Mortgage · Line of Credit
IDAHO CENTRAL CU
Dec 31, 2025Warranty Deed, Transfer · VA Mortgage
WEST CAPITAL LENDING INC
Sep 15, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
IDAHO CENTRAL CU
Sep 10, 2018Deed of Trust, Mortgage · Line of Credit
IDAHO CTRL CU
May 1, 2018Deed of Trust, Mortgage
IDAHO CTRL CU
Nov 9, 2017Deed of Trust, Mortgage · Line of Credit
IDAHO CTRL CU
Oct 3, 2017Grant Deed, Subdivision Related Transfer
IDAHO CTRL CU
Oct 3, 2017Quit Claim Deed, Transfer
PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleSep 15, 2020 · Amount on Record
Deed Document Number202587267
Prior Transfer DateSep 10, 2020
Prior Transfer Doc0000120532
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Transaction TypeMortgage
Record UpdatedJan 9, 2026
Title CompanyTITLEONE BOISE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015659
DateJan 29, 2021
Instrument2021-015659
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052902
DateJun 6, 2022
Instrument2022-052902
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 5, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADA ID
Recording DateDec 31, 2025
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Document Number0000087267
Map ReferenceMB 108 PG 15330
Instrument DateDec 24, 2025
Instrument2025-087267
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanyTITLEONE BOISE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713

Mortgage

Document Number0000087268
DateDec 31, 2025
Instrument2025-087268
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionADA ID
Recording DateSep 15, 2020
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Document Number0000120532
Map ReferenceMB108 PG15330-15332
Instrument DateSep 10, 2020
Instrument2020-120532
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyTITLEONE BOISE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 N ENSENADA DRIVE, SHEEP SPRINGS, NM 87364

Mortgage

Document Number0000120533
DateSep 15, 2020
Instrument2020-120533
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.24%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.24%
Index5-Year CMT
Max Rate8.24%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Document Number0000092902
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedOct 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 E ENSENADA DR MERIDIAN ID 836466713, MERIDIAN, ID 83646-6713

Mortgage

Document Number0000092902
DateOct 1, 2018
Instrument92902
Lender
NameIDAHO CTRL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 30, 2028
Interest
Rate TypeAdjustable Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Document Number0000041707
Instrument DateMay 1, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2018
Title CompanyPIONEER TITLE COMPANY/ADA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 E ENSENADA DR MERIDIAN ID 836466713, MERIDIAN, ID 83646-6713

Mortgage

Document Number0000041707
DateMay 8, 2018
Instrument41707
Lender
NameIDAHO CTRL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
AmountAmount Recorded
Term360 Months
DueMay 7, 2048
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADA ID
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Document Number0000109054
Instrument DateNov 9, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 E ENSENADA DR MERIDIAN ID 836466713, MERIDIAN, ID 83646-6713

Mortgage

Document Number0000109054
DateNov 15, 2017
Instrument109054
Lender
NameIDAHO CTRL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 14, 2037
Interest
Rate TypeAdjustable Rate

October 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionADA ID
Recording DateOct 3, 2017
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Document Number0000093726
Instrument DateSep 27, 2017
Instrument93726
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2017
Title CompanyPIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 E ENSENADA DR MERIDIAN ID 836466713, MERIDIAN, ID 83646-6713

Mortgage

Document Number93727
DateOct 3, 2017
Instrument93727
Lender
NameIDAHO CTRL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
AmountAmount Recorded
Term360 Months
DueOct 2, 2047
Interest
Rate TypeAdjustable Rate
Rate2.99%

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionADA ID
Recording DateOct 3, 2017
Property Address81 E ENSENADA DR, MERIDIAN, ID 83646-6713
Document Number0000093773
Instrument DateMar 1, 2016
Instrument93773
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyPIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1977 E OVERLAND RD MERIDIAN ID 836426649, MERIDIAN, ID 83642-6649

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyAda County
MunicipalityMeridian City
Unified School DistrictMeridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,110.00 (-0.09%)$593,300 (+16.75%)$593,300 (+16.75%)
2024$2,112.00 (-18.42%)
2023$508,200 Land $162,600 Building $345,600$508,200 Land $162,600 Building $345,600
2022$2,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERIDIAN WATER DEPT
private · serves 152,070 people · EPA ID ID4010097
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: Anthem Broadband, CenturyLink, T-Mobile, TDS Telecom, Verizon.

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