81 E Daisy Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 81 E Daisy Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,296 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Aug 2019)
Tax Bill	$8,852 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-255-017`

Property Details

APN / Parcel Number

Primary APN	`09-20-255-017`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,296 sqft Building Perimeter
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 52.1 ft wide
Garage Type	Attached
Garage Area	357 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0920255017
Street Address	81 E DAISY AVE
City	CORTLAND
State	IL
Zip	60112-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 - NEUCORT LAKES - UNIT 1
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	50
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4092
Census Tract	1600

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 E DAISY AVE, CORTLAND, IL 60112-4116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Aug 12, 2019	Warranty Deed, Transfer · FHA Mortgage MID AMERICA MTG
Feb 28, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 2, 2017	Warranty Deed, Transfer · FHA Mortgage STC CAP BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20197137
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	81 E DAISY AVE, CORTLAND, IL 60112-4116
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003221
Date	Mar 30, 2022
Instrument	2022003221

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	81 E DAISY AVE, CORTLAND, IL 60112-4116
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016574
Date	Dec 23, 2021
Instrument	2021016574

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 12, 2019
Property Address	81 E DAISY AVE, CORTLAND, IL 60112-4116
Document Number	0000007137
Instrument Date	Aug 7, 2019
Instrument	7137
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 E DAISY AVE CORTLAND IL 601124116, CORTLAND, IL 60112-4116

Mortgage

Document Number	7138
Date	Aug 12, 2019
Instrument	7138

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Interest

Rate	3.5%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 28, 2019
Property Address	81 E DAISY AVE, CORTLAND, IL 60112-4116
Document Number	0000001349
Instrument Date	Feb 7, 2019
Instrument	1349
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 FABIEN DR SYCAMORE IL 601788630, SYCAMORE, IL 60178-8630

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 22, 2019
Property Address	81 E DAISY AVE, CORTLAND, IL 60112-4116
Document Number	0000000476
Instrument Date	Jan 9, 2019
Instrument	476
Transaction Type	Foreclosure
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$125.56
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 2, 2017
Property Address	81 E DAISY AVE, CORTLAND, IL 60112-4116
Document Number	0000004157
Instrument Date	Apr 25, 2017
Instrument	4157
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81 E DAISY AVE CORTLAND IL 601124116, CORTLAND, IL 60112-4116

Mortgage

Document Number	4158
Date	May 2, 2017
Instrument	4158

Lender

Name	STC CAP BK
Type	Mortgage Company
Address	CAMPTON HILLS, IL 60174

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,198 (+20.37%) Land $14,175 Building $84,023	$294,594 (+20.37%) Land $42,525 Building $252,069
2024	$8,852.00
2023		$81,578 Land $12,467 Building $69,111	$244,734 Land $37,401 Building $207,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20
Opiquad Fixed Wireless	100 / 20

May also be available: Frontier.

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