81 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 81 E 5th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,592 sqft · built 1900
Lot Size	0.075 acres (3,300 sqft)
Owner	Company Name on Record
Last Sale	$44,000 (Apr 2026)
Tax Bill	$1,575 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.48-02-34`

Property Details

APN / Parcel Number

Primary APN	`351200 128.48-02-34`
Alternative APNs	`120012804800020340000000` `1988`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	928 sqft
2nd Floor Area	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1988
Street Address	81 E 5TH ST
City	OSWEGO
State	NY
Zip	13126-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3010
Census Tract	21605

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2120 TEALL AVE, SYRACUSE, NY 13206-1543
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT
Apr 7, 2021	Warranty Deed, Transfer · Line of Credit LINDA SAGAILLE
Sep 6, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Aug 13, 2018	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	20263255
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000008725
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 20, 2026
Property Address	81 E 5TH ST, OSWEGO, NY 13126-2214
Document Number	0000003255
Instrument Date	Feb 5, 2026
Instrument	20263255
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$17,776.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 TEALL AVE, SYRACUSE, NY 13206-1543

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 7, 2021
Property Address	81 E 5TH ST, OSWEGO, NY 13126-2214
Document Number	0000003893
Instrument Date	Mar 24, 2021
Instrument	R-2021-003893
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21544 GLEBE VIEW DR, 21544, BROADLANDS, VA 20148-3625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RICKARD HILL RD, SCHOHARIE, NY 12157-3819

Mortgage

Document Number	0000003894
Date	Apr 7, 2021
Instrument	R-2021-003894

Lender

Name	LINDA SAGAILLE
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 6, 2018
Property Address	81 E 5TH ST, OSWEGO, NY 13126-2214
Document Number	0000008725
Instrument Date	Aug 30, 2018
Instrument	8725
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21544 GLEBE VIEW DR BROADLANDS VA 201483625, BROADLANDS, VA 20148-3625

August 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 13, 2018
Property Address	81 E 5TH ST, OSWEGO, NY 13126-2214
Document Number	0000007681
Instrument Date	Jul 14, 2018
Instrument	7681
Transaction Type	Foreclosure
Record Updated	Sep 10, 2018

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 RECREATION LN LYSANDER NY 13027, LYSANDER, NY 13027

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,575.00 (-1.13%)
2025	$1,593.00	$85,000 (+183.33%) Land $15,300 Building $69,700	$85,000 (+135.16%) Land $15,300 Building $69,700
2023		$30,000 Land $6,600 Building $23,400	$36,145 Land $7,952 Building $28,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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